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1 Hillside Avenue, Monsey, NY, 10952

3beds
2baths
2,077sqft
$899,000
$433price/sqft
$6,748/moest. monthly cost
$269,920/yrincome needed

About This Home

Located in Monsey/ Chestnut Ridge and a rare opportunity to own a home in unincorporated Ramapo! Nestled on an expansive property, this beautiful Cape Cod home offers the perfect blend of classic charm and modern updates. Featuring 3/4 bedrooms and 2 full bathrooms, the home provides a flexible layout to accommodate a variety of lifestyles. Step inside through the welcoming entry foyer into a bright, inviting living space with hardwood floors throughout. The formal dining room is perfect for hosting gatherings, while the updated eat-in kitchen serves as the heart of the home, complete with granite countertops, stainless-steel appliances, and ample space for everyday dining. The versatile floor plan includes a finished, walk out basement including a dedicated playroom and home office, offering ideal spaces for work, relaxation, or guest use. Enjoy outdoor living on the wooden deck overlooking the large, flat property! Ideal for entertaining or simply unwinding amid lush grounds. Additional highlights include electric setup for a whole-house generator, providing added comfort and peace of mind. This home combines timeless style, modern conveniences, and generous space making it a must-see!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

2/10
4/10
2/10
Spring Valley High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1959

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Oven,Refrigerator
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Lower

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Formal Dining,Granite Counters,Open Kitchen
  • Flooring: Hardwood
  • Attic: Dormer

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,077
  • Total interior livable area: 2,077 sqft

Kitchen

  • Level: First

Laundry

  • Level: Lower

Living Room

  • Level: First

Office

  • Level: Lower

Property

Details

  • Parcel number: 39268906201800020120000000
  • Special condition: None
  • Exclusions: Washer and dryer excluded

Features

  • Levels: Tri-Level

Lot

  • Lot size: 0.62 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$317$3,804
Property Taxes $1,543$18,516
Electricity $343$4,118
Total$6,748$80,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,360/yr
40% on housing$202,440/yr
45% on housing$179,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$433This listing

vs Other Active Listings

Avg $/sqft

ZIP 10952$514
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10952$410
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$899,000
2019-06-17Sold$657,000
2017-06-16Sold$405,000

For Sale by Agent

AgentRachel L Baruchov
BrokeragePlatinum Realty Associates

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