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46 Rosko Ln, Southampton, NY, 11968

7beds
8baths
6,550sqft
$5,500,000
$840price/sqft
$39,549/moest. monthly cost
$1,581,960/yrincome needed

About This Home

Completed in 2024, this newly built south-of-the-highway residence in The Fields spans 6,500 square feet of thoughtfully designed living space with seven bedrooms, six full bathrooms, and two half baths. Blending refined finishes with effortless indoor-outdoor living, the home presents an exceptional Hamptons retreat in one of Southampton's most desirable private communities.The main level is designed for both relaxed daily living and large-scale entertaining. A chef's kitchen appointed with Sub-Zero and Wolf appliances features a marble island and backsplash, pantry, and wet bar with wine refrigeration. The expansive open-concept living and dining area, lined with oversized windows, is anchored by a gas fireplace and flows seamlessly to the outdoor entertaining spaces. A separate formal dining room comfortably accommodates ten guests. A junior primary suite on the first floor offers a king-sized bedroom, walk-in closet, and en-suite bath with dual vanity and oversized shower.Outside, the property is designed to fully embrace Hamptons living, with three distinct seating and entertaining areas, including a covered porch for shaded dining and lounging. The heated gunite pool is complemented by expansive patio and outdoor dining areas for effortless summer entertaining.Upstairs, the primary suite serves as a private sanctuary, with dual walk-in closets and a five-fixture marble bath complete with soaking tub. Three additional en-suite guest bedrooms include one king suite and two queen bedrooms, each with walk-in closets. A second-floor laundry room equipped with two washer/dryer sets adds convenience.The lower level houses two additional guest rooms, a shared full bath in addition to a guest half-bath, and a spacious recreation room ideal for media, games, or casual gatherings.Additional features include a mudroom, attached two-car garage, and smart home technology with Honeywell thermostats throughout.Residents of The Fields enjoy access to private tennis and basketball courts, as well as a scenic one-mile walking trail, all just minutes from Southampton Village and Coopers Beach.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
Tuckahoe SchoolGrades PK-80.6 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 6,550
  • Total interior livable area: 6,550 sqft

Property

Features

  • Stories: 3
  • Private pool: Yes
  • Pool features: Heated

Lot

  • Lot size: 0.52 Acres

Parking

  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $27,810$333,720
Home Insurance *$3,232$38,784
Property Taxes $7,425$89,100
Electricity $1,082$12,989
Total$39,549$474,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,355,965/yr
40% on housing$1,186,470/yr
45% on housing$1,054,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$840This listing

vs Other Active Listings

Avg $/sqft

ZIP 11968$1,334
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11968$855
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listing removed$75,000
2026-05-12Listed for sale$5,500,000
2026-01-18Price change$75,000
2025-12-18Price change$100,000
2025-10-22Listed for rent$125,000

For Sale by Agent

AgentAdrian Noriega - Associate Real Estate Broker
BrokerageCorcoran Group

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