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56 E Smith Street, Amityville, NY, 11701

4beds
3baths
2,316sqft
$649,600
$280price/sqft
$4,798/moest. monthly cost
$191,920/yrincome needed

About This Home

Colonial-style single-family residence offering approximately 2,316 square feet of living space with 4 bedrooms and 3 full bathrooms. Situated on an approximately 6,100-square-foot lot, this two-story home provides a functional layout with multiple living areas and a full basement offering additional storage and utility space. Built in 2005, the property features public water and sewer service, frame construction, and a residential setting within the Village of Amityville area. Conveniently located near local roadways, shopping, transportation options, parks, schools, and a variety of community services. The surrounding area is characterized primarily by one- and two-family residential housing with stable market conditions and balanced supply and demand.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

--
Northeast SchoolGrades PK-10.4 mi
4/10
3/10

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Other
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Other
  • Cooling features: None

Interior Area

  • Total structure area: 2,316
  • Total interior livable area: 2,316 sqft

Property

Details

  • Parcel number: 0100169000200051000
  • Special condition: Auction

Lot

  • Lot size: 6,100 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,284$39,408
Home Insurance *$256$3,072
Property Taxes $876$10,512
Electricity $382$4,592
Total$4,798$57,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,502/yr
40% on housing$143,940/yr
45% on housing$127,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 11701$385
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11701$401
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentChristopher A. Rose
BrokerageREALHome Services & Solutions

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