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284 & 286 Duncan Bridge Rd, Sautee Nacoochee, GA, 30571

5beds
3baths
2,300sqft
$685,000
$298price/sqft
$4,460/moest. monthly cost
$178,400/yrincome needed

About This Home

Creekside, turnkey short-term rental investment opportunity just 2 miles from Helen, Georgia-one of North Georgia's most consistently in-demand vacation markets. This 1.37-acre property features two fully licensed, active STR units being sold completely furnished and operational, providing immediate income at closing. The offering includes a 3BR/2BA fully renovated doublewide and a 2BR/1BA fully renovated cabin, each thoughtfully updated to maximize guest appeal and durability. The cabin was extensively remodeled in 2019 with new cedar siding (professionally maintained and sealed annually), new kitchen and bathroom, updated flooring, expanded decking, and a new roof installed in July 2022. The doublewide has also undergone a full renovation including new siding, roof, underpinning, interior and exterior paint, butcher block countertops, LVP flooring throughout, updated electrical, plumbing, and lighting fixtures, along with a brand-new HVAC system and water heater-positioning both units as low-maintenance, high-performing rental assets. The property is designed to drive premium nightly rates and repeat bookings through a strong outdoor amenity package and natural setting. Guests enjoy dual creek frontage, including a second spring-fed stream running directly in front of the main home, creating a rare and highly marketable waterfront experience. Additional improvements include two large 20'x40' pavilions (built in 2021) ideal for group gatherings and events, a 10'x20' stick-built outbuilding, and a full suite of guest-ready outdoor features including a saltwater spa, outdoor shower, grills, and quality exterior furnishings. With proximity to Helen's year-round tourism drivers-Oktoberfest, hiking, weddings, and river activities-this dual-unit configuration allows investors to capture multiple guest segments simultaneously (couples, families, and small groups), supporting strong occupancy, higher blended ADR, and diversified STR income streams.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
5/10
8/10
White County High SchoolGrades 9-125.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1988

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Cooktop,Refrigerator
  • Laundry features: Common Area

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Master On Main Level,Roommate Plan
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,300

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Property

Details

  • Parcel number: 058C 102A

Features

  • Levels: Two
  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 1.37 Acres
  • Features: Level,Open Lot

Parking

  • Parking features: Carport,Parking Pad,RV/Boat Parking
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$421$5,052
Property Taxes $353$4,236
Electricity $223$2,681
Total$4,460$53,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,914/yr
40% on housing$133,800/yr
45% on housing$118,933/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 30571$215
White County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 30571
White County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$695,000
2023-08-11Sold$447,000
2023-07-28Pending sale$447,000
2023-07-06Price change$447,000
2023-06-30Listed for sale$450,000

For Sale by Agent

AgentAmanda Rizk
BrokerageNorthGroup Real Estate Inc

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