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14 E 7th St, Chattanooga, TN, 37402

5beds
6baths
5,410sqft
$1,850,000
$342price/sqft
$10,910/moest. monthly cost
$436,400/yrincome needed

About This Home

Downtown Loft Living! Come be a part of Chattanooga's history at this 1930's converted building now boasting an impressive luxury residence with a separate guest apartment, a rooftop patio, and a storefront commercial space offering an inviting opportunity to the discerning buyer seeking a turnkey experience. 12' ceilings, exposed ductwork and brick walls, reclaimed barn wood floors and stained glass, multiple metal and wood barn doors and shutters, an open floor plan, and the primary on the main are just some of the examples of how the seller has seamlessly melded old world charm with the modern amenities coveted by today's buyers. The entire building is approximately 7,900 +/- square feet with the street level storefront having 2,500 +/- SF, the main residence having 4,590 +/- SF, and the adjoining apartment providing an additional 810 +/- square feet. The main residence boasts 4 bedrooms, 3 full and 2 half baths, while the guest apartment provides an additional 1 bedroom, 1 bath space with a separate entrance from the street, or it can be accessed from the main unit and utilized as additional living space if desired. Your tour begins with the walk-up entry to an expansive open kitchen, dining, living and sitting areas. The kitchen is centrally positioned and has a center island with stainless steel countertops and stainless steel subway tile backsplash, custom cabinetry with organize system and Thermador appliances, including a gas range with double ovens and convenient pot-filler. The dining area has access to a balcony, while the living area is wonderfully spacious with large windows and great natural lighting. A powder room is located in the hallway to the primary suite where you will find plenty of closet space, including a large walk-in closet with access to the laundry room, plus additional closets with barn doors and a TV alcove which can also be hidden by barn doors. The beautiful primary bath has a dual vanity, a tiled double shower, and private water closet. The 2nd level has 2 bedrooms adjoined by a shared bath, and another bedroom suite with a private bath and a loft area currently furnished as another sleeping area. The guest apartment is at the end of the hall and has an open floor plan with a full kitchen with washer/dryer hook-ups, living and dining area, a bedroom and a full bath with a refreshment center in the hallway. Private steps lead down to the alley access. The rooftop deck is accessible from the main unit and has sunroom with a half bath, a storage room that is stubbed for a refreshment center and glass bay doors that open to the patio where you can enjoy scenic views of the city and our local mountains. If additional storage is needed, then you will love the walk-out attic space located off the stairwell as you head up to the guest bedrooms level. All of this, and you can step out your door and walk or bike to local parks and eateries, and you are just minutes from schools, hospitals, the North Shore, the Southside and more, so please call for more information and to schedule your private showing today Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

Getting Around

85
WalkingVery Walkable
47
TransitSome Transit
98
BikeBiker's Paradise

Schools

3/10
4/10
The Howard SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Slab
  • Roof: Built-Up,Flat
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Convection Oven,Disposal,Double Oven,Dishwasher,Free-Standing Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Laundry Room,Multiple Locations,Washer Hookup

Bathroom

  • Level: Third

Bathroom

  • Level: Third

Bathroom

  • Level: Third

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Level: Second

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,His and Hers Closets,In-Law Floorplan,Kitchen Island,Natural Woodwork,Open Floorplan,Primary Downstairs,Recessed Lighting,See Remarks,Storage,Walk-In Closet(s),Double Shower,Separate Shower,Tub/shower Combo,En Suite,Sitting Area,Steam Shower,Stubbed,Split Bedrooms,Connected Shared Bathroom
  • Window features: Aluminum Frames,Insulated Windows,Wood Frames,Clad
  • Flooring: Hardwood,Tile
  • Finished area above ground: 7,910

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 5,410
  • Total interior livable area: 5,410 sqft

Kitchen

  • Level: Second

Kitchen

  • Level: Third

Laundry

  • Level: Second

Laundry

  • Level: Third

Living Room

  • Level: Second

Living Room

  • Level: Third

Loft

  • Level: Third

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: 145dad 002
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Other,See Remarks
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Downtown,Mountain(s),See Remarks

Lot

  • Lot size: 2,613 sqft
  • Features: Level,Views
  • Lot size dimensions: 27 x 100

Parking

  • Parking features: On Street,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,354$112,248
Home Insurance $162$1,944
Property Taxes $955$11,460
Electricity $439$5,274
Total$10,910$130,920

Income You'd Need if You Spent...

35% on housing$374,057/yr
40% on housing$327,300/yr
45% on housing$290,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 37402$148
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37402
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$1,850,000
2026-06-24Contingent$1,850,000
2026-05-12Listed for sale$1,850,000
2024-09-04Listing removed$2,395,000
2024-05-16Price change$2,395,000
2024-05-07Price change$2,480,000
2024-01-09Listed for sale$2,700,000
2024-01-01Listing removed--
2023-06-30Listed for sale$2,700,000

For Sale by Agent

AgentJay Robinson
BrokerageKeller Williams Realty

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