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5969 Sumlin Way, Princeton, TX, 75407

3beds
2baths
1,266sqft
$240,000
$190price/sqft
$1,905/moest. monthly cost
$76,200/yrincome needed

About This Home

Located in Princeton, Texas, this home offers a standout opportunity to own a home under $250K in the DFW area, and is eligible for USDA 100% financing! This 3-bedroom, 2-bath home features a functional open-concept floor plan with seamless flow between the kitchen, dining, and living spaces—ideal for both everyday living and entertaining. The kitchen is equipped with granite countertops and black appliances, offering both durability and style, while the home overall shows pride of ownership with a well-maintained, pristine condition throughout. The home includes a 2-car garage providing added storage and convenience. Situated in the highly desirable Bridgewater community in Princeton, residents enjoy access to resort-style amenities including a community pool, fitness center, park, playground, dog park, and scenic lake, creating a well-rounded lifestyle right in your neighborhood. Located in Collin County, one of the fastest-growing areas in North Texas, this home offers convenient access to nearby cities like McKinney and Allen. Enjoy weekends at Lavon Lake or nearby parks, and take advantage of shopping and dining options in Downtown McKinney and surrounding retail areas. With a combination of location, condition, and amenities, this home presents strong value for buyers looking for affordable homes in Princeton TX with long-term growth potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Harper Elementary SchoolGrades PK-54.5 mi
8/10
Clark MiddleGrades 6-86.6 mi
4/10
Princeton High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 10 x 11

Bedroom

  • Level: First
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Features: Eat-in Kitchen
  • Level: First
  • Dimensions: 16 x 11

Features

  • Granite Counters,High Speed Internet,Open Floorplan,Pantry
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,266 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Dimensions: 10 x 10

Living Room

  • Level: First
  • Dimensions: 13 x 16

Master Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 15 x 12

Property

Details

  • Parcel number: R1272000B024U1
  • Exclusions: Refrigerator,Washer,Dryer,Curtains,Curtain Rods,Fireplace,Sauna

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered
  • Fencing: Wood

Lot

  • Lot size: 4,486 sqft
  • Features: Landscaped

Parking

  • Total spaces: 4
  • Parking features: Driveway,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Hail
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$158$1,896
Property Taxes $296$3,552
Electricity $238$2,859
Total$1,905$22,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,314/yr
40% on housing$57,150/yr
45% on housing$50,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 75407$127
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75407$155
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$240,000
2023-11-28Sold--
2023-11-08Pending sale$267,999
2023-11-01Listed for sale$267,999
2023-10-06Pending sale$267,999
2023-09-18Price change$267,999
2023-07-02Pending sale$262,999
2023-06-28Listed for sale$262,999

For Sale by Agent

AgentMadison Doss
BrokerageEbby Halliday, REALTORS

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