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2052 Pebble Wood Dr, Owensboro, KY, 42303

4beds
3baths
2,140sqft
$389,900
$182price/sqft
$2,675/moest. monthly cost
$107,000/yrincome needed

About This Home

Welcome to 2052 Pebblewood Drive, a spacious and inviting home offering over 2,000 square feet of living space in a great Owensboro location. Situated on a .256-acre lot, this home features 4 bedrooms, 2 full bathrooms, and 1 half bath, giving you the space and flexibility you’ve been looking for. Inside, you’ll find a functional layout with room to gather, entertain, and everyday living made easy. The generous bedroom count makes this home perfect for those needing extra space for guests, a home office, playroom, or hobby room. Step outside and enjoy the private backyard, ideal for relaxing evenings, hosting friends, letting pets play, or creating your own outdoor retreat. With its spacious floor plan, private outdoor space, and convenient Owensboro location, 2052 Pebblewood Drive is ready to welcome its next owner. Don’t miss your chance to see this one!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Dimensional
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Tankless Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet
  • Fireplace features: None
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,140

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,140
  • Total interior livable area: 2,140 sqft

Kitchen

  • Features: Eat-in Kitchen,Granite Counters

Property

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 0.26 Acres
  • Features: Zero Lot Line,Landscaped
  • Lot size dimensions: .256

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$272$3,264
Property Taxes $263$3,156
Electricity $169$2,028
Total$2,675$32,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,714/yr
40% on housing$80,250/yr
45% on housing$71,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 42303$148
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42303$151
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$389,900
2024-04-01Sold$359,100
2024-02-17Pending sale$359,800
2024-01-18Price change$359,800
2023-09-25Price change$371,800
2023-06-27Listed for sale$380,450

For Sale by Agent

AgentKelsey Jarboe
BrokerageRE/MAX Professional Realty Grp

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