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106 Cove Road, Northport, NY, 11768

6beds
7baths
7,922sqft
$4,595,000
$580price/sqft
$32,171/moest. monthly cost
$1,286,840/yrincome needed

About This Home

Welcome to 106 Cove Road in the Village of Asharoken. Set on 2 private waterfront acres, this brand-new construction showcases a striking shingle-style Colonial design. This exceptional residence offers almost 8,000 square feet of custom-finished living space, blending timeless architecture with modern luxury in an extraordinary coastal lifestyle. Six ensuite bedrooms showcase this custom home which is thoughtfully designed for both elegant entertaining and everyday comfort. A well-conceived floor plan includes a first-floor bedroom suite, mudroom, two laundry rooms, three car oversized heated garage, and a 3-stop elevator for effortless access to all levels. The heart of the home opens beautifully to the outdoors, with a large patio off the kitchen that wraps around to the in-ground oversized pool (22'x44'), creating the perfect setting for summer entertaining. Truly a chefs kitchen with a sixteen by six foot island, Sub-Zero refrigeration, wolf cooking, walk in storage and full butlers panty. A separate entertaining room with French doors leads to a covered bluestone patio, offering a refined indoor-outdoor experience ideal for year-round gatherings. An oversized dining room that has a built in wine cellar or cigar room. The primary suite is a true retreat, featuring a covered balcony, dedicated makeup area, an oversized five-piece bath, and an extraordinary walk-in closet with two islands, natural light, and a full custom closet system. Located just moments from the charm of Northport Village, this home offers the very best of waterfront living with easy access to beloved restaurants, cultural attractions, parks, marinas, and a vibrant coastal lifestyle. Residence has membership to the EHC - Eaton Harbors Corporation and Northport School District.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

2/10
Norwood Avenue SchoolGrades K-43.3 mi
6/10
Northport Middle SchoolGrades 5-84.1 mi
9/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Blown-In Insulation

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Electric Oven,Exhaust Fan,Freezer,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer,Indirect Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Cathedral Ceiling(s),Chandelier,Chefs Kitchen,Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Attic: Full,Pull Stairs,Storage,Unfinished

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,886
  • Total interior livable area: 7,922 sqft

Property

Details

  • Parcel number: 0401003000200075001
  • Special condition: None

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Patio,Porch,Wrap Around
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Open,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bayfront,Water Access,Waterfront
  • Frontage length: 150

Lot

  • Lot size: 2.00 Acres
  • Features: Back Yard,Cul-De-Sac,Private,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 6
  • Parking features: Driveway,Garage,Heated Garage,Private
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,234$278,808
Home Insurance *$1,425$17,100
Property Taxes $6,203$74,436
Electricity $1,309$15,710
Total$32,171$386,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,103,005/yr
40% on housing$965,130/yr
45% on housing$857,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 11768$493
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11768$476
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Listed for sale$4,995,000
2023-11-03Sold$1,050,000
2023-08-01Pending sale$999,999
2023-06-26Listed for sale$999,999

New Construction

AgentBERKSHIRE HATHAWAY, Scott Van Son
BrokerageBERKSHIRE HATHAWAY

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