481 Living Water Ranch Rd., Harper, TX, 78631
About This Home
Seller financing available making this an exceptional opportunity to own a premier Texas Hill Country property with long-term investment potential and immediate usability. Enjoy the quiet life on this 137 acre heritage property located less than 20 miles from the Gillespie County Airport with easy access to Fredericksburg, Harper and Kerrville. The property features stunning long-range hilltop views and diverse topography. A gated entrance off Fiedler Road leads into an exclusive enclave of just five large acreage estates. This is the last available tract in this community. A second private gate provides direct access to the property which is ideally located at the end of the road with no through traffic for added privacy. Multiple spring-fed creeks have continued to run throughout the recent drought. A newly completed dam enhances both the beauty and functionality of the property. Wildlife including blackbuck, axis and white-tail deer, along with a variety of birds, thrive on the recently cleared acreage featuring mature native trees such as Live Oak, Spanish Oak, Native Cherry and Cedar Elm. A high perimeter fence, water well and electricity are already in place, making this property ready for immediate enjoyment. Whether as a weekend getaway, private retreat, or working horse or livestock ranch, this property offers exceptional beauty, privacy and versatility in the heart of the Texas Hill Country.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Materials
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Farm
Interior
Interior Area
- Total interior livable area: 6,011,018 sqft
Property
Details
- Parcel number: 185746
Features
- Fencing: Fenced
- On waterfront: Yes
- Waterfront features: Waterfront,Improved Water Front,Creek,Flowing Creek
- Topography of land: Sloping,Rolling
- Residential vegetation: Partially Wooded,Mature Trees (ext feat)
Lot
- Lot size: 137.99 Acres
- Features: Pasture,Cleared,Ag Exempt,Hunting Permitted,Secluded,Agricultural
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $17,793 | $213,516 |
| Home Insurance * | $1,627 | $19,524 |
| Property Taxes | $2,433 | $29,196 |
| Electricity | $660,045 | $7,920,548 |
| Total | $681,898 | $8,182,776 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-14 | Listed for sale | $3,973,000 |
| 2025-07-01 | Listing removed | $3,973,000 |
| 2025-02-03 | Listed for sale | $3,973,000 |
| 2025-02-01 | Listing removed | $3,973,000 |
| 2024-09-12 | Listed for sale | $3,973,000 |
| 2024-08-06 | Listing removed | -- |
| 2024-02-29 | Listed for sale | $3,973,000 |
| 2024-01-08 | Listing removed | -- |
| 2023-06-15 | Listed for sale | $3,973,000 |
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