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302 E South St, Overton, TX, 75684

6beds
3baths
3,837sqft
$200,000
$52price/sqft
$1,942/moest. monthly cost
$77,680/yrincome needed

About This Home

Multi-generational residence Private school or learning center A Property With Unlimited Potential Discover a truly versatile property in the heart of Overton. 302 E. South Street offers an exceptional opportunity for anyone seeking space, flexibility, and a location suited for countless uses. With seven rooms, three half baths, and a full kitchen, this building can easily adapt to a wide range of residential, commercial, or community-focused purposes. ?? Endless Possibilities This property can be transformed into nearly anything you envision, including: Church or ministry facility Business center or office suites Daycare or after-school program Hair salon, spa, or wellness studio Medical, dental, or therapy office Business incubator or co-working space Fitness or training center Community hall, event venue, or senior center ?? A Building With History Over the years, this property has served as a personal residence, library, church, and school—a testament to its adaptability and solid layout. Its structure and room configuration make it easy to reimagine for your next venture. ?? Ideal Location Situated in a quiet, accessible part of Overton, the property offers convenience while maintaining a welcoming small-town feel. Ample parking and a flexible floor plan make it suitable for both public-facing businesses and private use.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Overton Elementary SchoolGrades PK-50.2 mi
4/10
Overton High SchoolGrades 6-120.2 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Gas Water Heater

Bathroom

  • Features: Vinyl Tile

Bedroom1

  • Area: 360

Bedroom2

  • Area: 324

Bedroom3

  • Area: 500

Bedroom4

  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • 1/2 bathrooms: 3

Dining Room

  • Area: 130

Family Room

  • Area: 320

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Carpet,Vinyl
  • Fireplace features: Decorative,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Gas
  • Cooling features: Central Electric,Ceiling Fan(s),Roof Turbine(s)

Interior Area

  • Total structure area: 3,837
  • Total interior livable area: 3,837 sqft

Kitchen

  • Features: Breakfast Room
  • Area: 169

Living Room

  • Area: 980

Master Bedroom

  • Features: Master Bedroom Split

Property

Accessibility

  • Accessibility features: Hand Rails,Accessible Approach with Ramp,Wheelchair Access,Accessible Doors

Details

  • Special condition: None,As-Is Condition @ Closing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Open,Porch
  • Fencing: None

Lot

  • Features: Corner Lot,Irregular Lot

Parking

  • Parking features: Other/See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Heat Wave
Ice Storm
Lightning
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$359$4,308
Property Taxes $151$1,812
Electricity $421$5,055
Total$1,942$23,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,582/yr
40% on housing$58,260/yr
45% on housing$51,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 75684$122
Rusk County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 75684$113
Rusk County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$200,000
2024-10-07Sold--
2024-09-06Listed for sale$130,000
2024-08-16Pending sale$130,000
2024-07-09Price change$130,000
2024-06-18Price change$159,000
2024-04-22Price change$160,000
2024-02-10Listed for sale$230,000
2023-11-16Listing removed--
2023-09-23Price change$250,000
2023-07-11Price change$275,000
2023-06-22Listed for sale$300,000

For Sale by Agent

AgentJennifer Yarberry
BrokerageFathom Realty, LLC

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