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35335 Ponderosa Pl, Fallbrook, CA, 92028

4beds
3baths
2,662sqft
$1,050,000
$394price/sqft
$6,836/moest. monthly cost
$273,440/yrincome needed

About This Home

Welcome to Citro, Fallbrook’s premier master-planned community, where refined design, thoughtful upgrades, and effortless indoor-outdoor living define this beautifully appointed residence. Blending clean architectural lines with a warm, livable layout, the home offers an elevated take on everyday comfort with spaces designed to feel both polished and inviting. The main living areas unfold with an airy openness, where natural light, contemporary finishes, and a seamless connection between the kitchen, dining, and living spaces create a setting equally suited for casual evenings at home or entertaining on a larger scale. Anchoring the home is a beautifully designed kitchen with sleek countertops, generous cabinetry, and an intuitive layout that connects naturally to the surrounding living spaces. A standout feature of the property is the fully customized California Room spanning the width of the home—an exceptional extension of the interior and a true destination for year-round outdoor living. Complete with a built-in grill, built-in fireplace, and ample space to lounge or dine, this covered retreat opens to a manicured backyard finished with low-maintenance turf, creating a private outdoor setting that is as functional as it is inviting. Upstairs, the home continues with a well-executed balance of comfort and versatility. Spacious secondary bedrooms offer flexibility for guests, a home office, or evolving household needs, while the primary suite serves as a peaceful retreat with a sense of privacy from the main living spaces. Additional enhancements including solar and a Tesla charging add both convenience and efficiency to the home’s modern appeal. Set within one of North County’s most thoughtfully planned communities, Citro offers residents access to parks, walking trails, and neighborhood gathering spaces, all within easy reach of local dining, shopping, and commuter routes. This is a opportunity to own a move-in-ready home that pairs elevated finishes with exceptional outdoor living in one of Fallbrook’s most desirable newer neighborhoods.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
6/10
Fallbrook High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Bedroom on Main Level,Loft
  • Fireplace features: Bonus Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 2,662 sqft

Property

Details

  • Parcel number: 1085313900
  • Zoning: R-1 Single Family Residen
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front Door
  • Pool features: Community,Association
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,039 sqft
  • Features: Back Yard,Cul-De-Sac,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$297$3,564
Property Taxes $660$7,920
Electricity $570$6,849
Total$6,836$82,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,377/yr
40% on housing$205,080/yr
45% on housing$182,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 92028$405
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92028$417
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$1,050,000
2025-07-11Listing removed$4,495
2025-06-26Listed for rent$4,495
2025-06-04Listing removed$4,495
2025-05-12Price change$4,495
2025-05-02Price change$4,995
2025-04-30Listed for rent$5,200
2023-12-13Sold$816,500
2023-07-21Listing removed--
2023-07-12Price change$846,018
2023-06-20Listed for sale$820,388

For Sale by Agent

AgentVictor Reynoso
BrokerageCompass

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