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Mm Cambria, Suffolk, VA, 23434

3beds
3baths
1,902sqft
$449,900
$237price/sqft
$3,019/moest. monthly cost
$120,760/yrincome needed

About This Home

Now selling Phase 5. This home offers an open concept layout with a spacious kitchen, large island, and your choice of granite or quartz countertops. All bedrooms are generously sized, including a primary suite with a Walk-in closet. LVT flooring enhances the first floor common areas. James Hardie ColorPlus siding, a 10' x 10' patio, and a tankless water heater are included, combining modern design with quality finishes. Located near the new Publix, Obici Hospital and the growing Godwin corridor. Sidewalk lined streets, large playground and dog park. Similar photos. Pictures may show options and upgrades not included in base price. $7,500 closing cost incentive available with use of lender partner. Ask about our Upgrades Incentive for Phase 5!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
3/10
2/10
King's Fork High SchoolGrades 9-125.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Tankless Water Heater,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Primary Sink-Double,Walk-In Closet(s),Entrance Foyer,Pantry
  • Flooring: Carpet,Laminate/LVP,Vinyl
  • Attic: Pull Down Stairs

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Programmable Thermostat,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 1,902 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Accessibility

  • Accessibility features: Levered Door

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None
  • Waterfront features: Not Waterfront

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$217$2,604
Property Taxes $326$3,912
Electricity $202$2,433
Total$3,019$36,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,508/yr
40% on housing$90,570/yr
45% on housing$80,506/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 23434$155
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23434$194
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

New Construction

AgentBea Cobell
BrokerageBHHS RW Towne Realty

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