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7546 26th Avenue NW #B, Seattle, WA, 98117

2beds
3baths
840sqft
$599,000
$713price/sqft
$3,645/moest. monthly cost
$145,800/yrincome needed

About This Home

Modern construction, unbeatable price, pure livability. This 2BR/2.5BA in Loyal Heights was built in 2023 by respected local builder Thomas James Homes (builder warranty still in effect). This modern cottage is the perfect alternative to a boring condo or skinny vertical townhome: two stories instead of three, quaint front porch, a private fenced patio with an additional yard and shed, and ductless mini-splits for heat and A/C in every room. The full-size kitchen features luxury appliances from Electrolux and cabinets from Belmont. Each bedroom has its own en-suite, and there's a main-floor powder room to boot. End unit, south-facing, with extra natural light and added privacy. The self-managed HOA is just $125/mo and covers water, sewer, and garbage; pets allowed, no rental cap. Walk to Larsen's Bakery, the Ballard Farmer's Market, or head to Golden Gardens for morning dog walks, and Sunset Hill Park for the evening view. Loyal Heights Playfield, Carkeek Park, and the Ballard Locks are minutes away, and downtown is reachable in under 20 minutes. Pre-inspected, sewer-scoped, vacant, and easy to show.

Getting Around

80
WalkingVery Walkable
47
TransitSome Transit
79
BikeVery Bikeable

Schools

8/10
Whitman Middle SchoolGrades 6-81.0 mi
9/10
Ballard High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Wood Products,Cement Plank

Type & Style

  • Home type: Condo
  • Architectural style: Traditional,Condo (2 Levels)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Vinyl Plank

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 7698800020
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: End Unit,Ground Floor,Insulated Windows,Primary Bathroom,Top Floor
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 3,881 sqft
  • Features: Curbs,Paved,Sidewalk

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$89$1,068
Property Taxes $379$4,548
Electricity $149$1,793
Total$3,645$43,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,971/yr
40% on housing$109,350/yr
45% on housing$97,200/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$713This listing

vs Other Active Listings

Avg $/sqft

ZIP 98117$406
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98117$555
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$599,000
2026-06-04Listed for sale$624,950
2023-08-16Sold$624,950
2023-07-23Pending sale$624,950
2023-07-22Price change$624,950
2023-06-29Price change$639,950
2023-06-16Listed for sale$655,000

For Sale by Agent

AgentMatthew J Miner
BrokerageCOMPASS

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