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416 Austin St, Gainesville, TX, 76240

4beds
2baths
1,700sqft
$353,000
$208price/sqft
$2,692/moest. monthly cost
$107,680/yrincome needed

About This Home

Newly constructed and thoughtfully designed, this stunning four-bedroom, two-bath home offers a modern open floor plan ideal for both everyday living and entertaining. The heart of the home is the open-concept kitchen, featuring granite countertops, a large center island, stainless steel appliances, and beautifully crafted custom cabinetry—perfectly blending style and functionality. Luxury vinyl plank flooring flows throughout the home, complemented by sleek matte black plumbing and electrical fixtures for a contemporary finish. The split-bedroom layout provides added privacy, with a spacious primary suite tucked away as a true retreat. The private en-suite bath showcases dual sinks and a walk-in shower with elegant finishes. Step outside to enjoy the covered patio overlooking a huge privacy-fenced backyard—ideal for relaxing or entertaining. Lavish landscaping, a full sprinkler system, and thoughtful custom features add both curb appeal and convenience. Every detail has been carefully considered, offering comfort, style, and quality throughout. A beautiful blend of modern design and practical living—this home is truly move-in ready.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10
Callisburg Middle SchoolGrades 6-80.4 mi
4/10
Callisburg High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Board & Batten Siding,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Modern,Detached
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Disposal,Microwave,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 10 x 16

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,700 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Kitchen Island,Pantry,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 9 x 16

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 17 x 16

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 14

Utility Room

  • Level: First
  • Dimensions: 5 x 7

Property

Details

  • Parcel number: 160686
  • Attached to another structure: Yes
  • Horse amenities: Arena

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio,Covered
  • Fencing: Privacy,Wood
  • Residential vegetation: Cleared

Lot

  • Lot size: 0.27 Acres
  • Features: Back Yard,Cleared,Cul-De-Sac,Interior Lot,Lawn,Landscaped,Level,Subdivision,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Concrete,Door-Single,Driveway,Garage,Garage Door Opener,Inside Entrance,Kitchen Level,Lighted,On Site,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Cold Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,784$21,408
Home Insurance *$359$4,308
Property Taxes $311$3,732
Electricity $238$2,859
Total$2,692$32,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,297/yr
40% on housing$80,760/yr
45% on housing$71,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$205
Cooke County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$353,000
2026-02-09Price change$355,000
2026-01-15Listed for sale$360,000
2024-12-06Sold--
2024-11-18Pending sale$356,600
2024-09-30Listed for sale$356,600
2024-09-18Listing removed$356,600
2024-03-11Price change$356,600
2023-06-16Listed for sale$54,000

For Sale by Agent

AgentMISTY SCHMITZ
BrokerageTIERRA REAL ESTATE

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