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4745 Sago Palm Cir, Pace, FL, 32571

3beds
2baths
1,660sqft
$312,900
$188price/sqft
$2,263/moest. monthly cost
$90,520/yrincome needed

About This Home

This almost-new home already has the upgrades that can cost buyers thousands after purchasing new construction, including gutters, an extended back patio, a fully fenced private backyard, blinds, appliances, and more! Located in the highly sought-after Southern Palms community, this immaculate 3-bedroom, 2-bath home offers the perfect blend of modern style, functionality, and move-in-ready convenience. Step inside to an open-concept layout featuring luxury vinyl plank flooring, upgraded quartz countertops, designer cabinetry, and custom finishes throughout. The spacious living room flows seamlessly into the kitchen and dining area, creating the perfect space for entertaining and everyday living. The primary suite offers plenty of room for large furniture, a spacious walk-in closet, and a luxurious ensuite bath complete with a double vanity, garden tub, and separate enclosed shower. The additional bedrooms are generously sized as well. Outside, you’ll love the oversized fenced backyard and covered patio with extended entertaining space, ideal for cookouts, relaxing evenings,and family gatherings. With all major systems including the roof and HVAC still less than 2 years old, this home offers peace of mind along with exceptional value. Washer and dryer convey with the sale. Don’t miss your opportunity to own a move-in-ready home with upgrades already completed for you! Schedule your private tour today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
7/10
Avalon Middle SchoolGrades 6-84.0 mi
6/10
Pace High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dryer,Washer,Built In Microwave,Dishwasher,Disposal,Refrigerator
  • Laundry features: Inside,W/D Hookups

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Area: 110

Bedroom1

  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 168

Features

  • Ceiling Fan(s),High Ceilings,Recessed Lighting
  • Window features: Blinds

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,660
  • Total interior livable area: 1,660 sqft

Kitchen

  • Level: First
  • Area: 144

Living Room

  • Level: First
  • Area: 272

Master Bedroom

  • Level: First
  • Area: 182

Property

Details

  • Parcel number: 101n29520600b000080
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 6,534 sqft
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Front Entrance,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,582$18,984
Home Insurance *$242$2,904
Property Taxes $242$2,904
Electricity $197$2,366
Total$2,263$27,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,588/yr
40% on housing$67,890/yr
45% on housing$60,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 32571$167
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32571$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$312,900
2026-04-24Price change$312,900
2026-04-13Price change$313,900
2026-03-11Price change$314,000
2026-01-24Price change$314,900
2026-01-02Listed for sale$319,000
2025-12-24Listing removed$319,000
2025-11-07Price change$319,000
2025-10-03Listed for sale$325,000
2023-11-09Sold$321,400
2023-10-07Price change$321,360
2023-06-09Listed for sale$321,365

For Sale by Agent

AgentNathan Mcintosh
BrokerageOLD SOUTH PROPERTIES INC

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