1050 Franks Ferry Rd, Sparta, TN, 38583
About This Home
Nestled in scenic White County, 1050 Franks Ferry Rd offers modern living with the freedom of 10.38 unrestricted acres. Built in 2023, this 1,100 sq ft home features a primary bedroom, 2 full baths, and a versatile bonus room ideal for an office, studio, or guest space. Designed for comfort and efficiency, it's a true turnkey opportunity in a peaceful rural setting. A standout feature is the massive 30x60 detached garage with electricity—perfect for a workshop, car collection, boats, or recreational equipment. With no HOA or restrictions, enjoy endless possibilities for homesteading, storage, or simply embracing privacy and open space. A rare blend of new construction, functionality, and acreage! Permitted for 1 bedroom, however the home has 2.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Metal Siding,Frame,Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Washer,Dryer,Gas Water Heater
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Double Pane Windows
- Fireplace features: None
Heating & Cooling
- Heating features: Electric,Other
- Cooling features: Other
Interior Area
- Total structure area: 1,100
- Total interior livable area: 1,100 sqft
Property
Details
- Parcel number: 080 006.07
- Zoning: RES
Features
- Levels: One
- Patio & porch: Porch,Covered
- Exterior features: Horses Allowed
- Has view: Yes
- View description: No Water Frontage View Description
- Water view: No Water Frontage View Description
- Waterfront features: No Water Frontage View Description
- Horses can be raised: Yes
Lot
- Lot size: 10.38 Acres
- Features: Cleared,Views,Farm
- Lot size dimensions: 10.38 ac
Parking
- Total spaces: 3
- Parking features: RV Access/Parking,Detached,Garage
- Has garage: Yes
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance | $219 | $2,628 |
| Property Taxes | $444 | $5,328 |
| Electricity | $175 | $2,103 |
| Total | $2,855 | $34,260 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $390,000 |
| 2026-06-13 | Price change | $399,000 |
| 2026-05-22 | Listed for sale | $402,500 |
| 2025-05-13 | Sold | $376,000 |
| 2025-04-12 | Contingent | $399,900 |
| 2025-03-22 | Listed for sale | $399,900 |
| 2024-12-13 | Contingent | $399,900 |
| 2024-08-23 | Price change | $399,900 |
| 2024-07-29 | Price change | $425,000 |
| 2024-07-03 | Listed for sale | $449,900 |
| 2023-10-13 | Sold | $47,000 |
| 2023-07-06 | Sold | $175,000 |
| 2023-06-15 | Contingent | $199,900 |
| 2023-06-09 | Listed for sale | $199,900 |
| 2017-12-04 | Sold | $32,000 |
View on Zillow