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104 Shelby Mae Cir, Brandon, MS, 39042

3beds
2baths
1,805sqft
$323,500
$179price/sqft
$2,208/moest. monthly cost
$88,320/yrincome needed

About This Home

Welcome to 104 Shelby Mae Circle! Step into this beautifully designed 3-bedroom, 2-bath home offering 1,805 sq ft of modern comfort and craftsmanship. Built in 2023, this like-new home is loaded with thoughtful upgrades and custom touches throughout. You'll love the brand-new custom granite countertops, a sleek floating entertainment center, and an updated mudroom that adds both function and style. The kitchen shines with stainless steel appliances, and the entire home is well-appointed with quality finishes. Additional features include a full gutter system and a spacious layout perfect for everyday living or entertaining. Located just off Hwy 468 in a desirable neighborhood of Bethel Place, this home is zoned for top-rated Brandon Schools and offers convenience without compromising peace and privacy. Don't miss your opportunity to own this move-in-ready gem-call your favorite Realtor to schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
8/10
Brandon Middle SchoolGrades 6-83.2 mi
9/10
Brandon High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Free-Standing Range,Microwave,Stainless Steel Appliance(s),Water Heater
  • Laundry features: Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bookcases,Ceiling Fan(s),Double Vanity,Granite Counters,High Ceilings,Kitchen Island,Soaking Tub
  • Door features: Dead Bolt Lock(s)
  • Window features: Vinyl
  • Flooring: Concrete

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,805
  • Total interior livable area: 1,805 sqft

Property

Details

  • Parcel number: H07d00000100370

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Rear Porch
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Wood,Fenced

Lot

  • Lot size: 10,454 sqft
  • Features: Corner Lot,Few Trees,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,635$19,620
Home Insurance *$225$2,700
Property Taxes $156$1,872
Electricity $192$2,304
Total$2,208$26,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,702/yr
40% on housing$66,240/yr
45% on housing$58,880/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 39042$155
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39042$161
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$323,200
2026-05-27Listed for sale$323,500
2026-04-11Listing removed$323,500
2025-09-10Price change$323,500
2025-07-16Listed for sale$328,500
2023-08-11Sold--
2023-07-22Pending sale$302,900
2023-06-09Listed for sale$302,900

For Sale by Agent

AgentTriston Cowan
BrokerageCowan Realty Group

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