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704 E Ave N, Temple, TX, 76504

2beds
1baths
616sqft
$99,500
$162price/sqft
$933/moest. monthly cost
$37,320/yrincome needed

About This Home

Instant Equity! Investor Special or Perfect Starter Home in Prime Temple Location – Under $100k! Welcome to 704 E Ave N, an incredible opportunity for both first-time homebuyers and savvy investors! This gem features a new roof, updated electrical panel, upgraded water heater and durable LVP flooring throughout. With three efficient mini-splits, you’ll enjoy comfortable climate control all year round. Located in a quiet, well-established neighborhood, this property offers privacy and community charm. Just minutes from gyms, shopping malls, waterparks, and more, convenience is at your doorstep. The VA Hospital is less than 2 minutes away, and with easy access to Hwy 35/190, you’re perfectly connected to Austin and beyond. Temple is growing fast—don’t miss out on this prime spot! Cash flow potential from day one -Previous tenant $1200 mo ! Instant Equity ,Whether you’re looking for a cozy place to call home or an investment , this property is a must-see. Reach out for any questions!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
5/10
Travis Science AcademyGrades 6-81.2 mi
3/10
Temple High SchoolGrades 8-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Gas Water Heater,Refrigerator,Microwave,Range
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down,Built-in Features,Ceiling Fan(s),Kitchen/Dining Combo,Laminate Counters,Track Lighting,Walk-In Closet(s),Custom Cabinets
  • Flooring: Vinyl
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Multiple Heating Units,Window Unit
  • Cooling features: 3+ Units,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 616 sqft

Living Room

  • Level: Main

Property

Details

  • Parcel number: 35D07

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 3,920 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $503$6,036
Home Insurance *$92$1,104
Property Taxes $100$1,200
Electricity $238$2,859
Total$933$11,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,988/yr
40% on housing$27,990/yr
45% on housing$24,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 76504$97
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76504$130
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-03Price change$99,500
2026-01-27Price change$102,500
2025-11-26Price change$105,900
2025-10-19Price change$110,500
2025-10-03Price change$112,500
2025-09-17Price change$116,500
2025-09-13Price change$119,500
2025-08-07Price change$122,500
2025-07-30Price change$127,500
2025-05-26Price change$129,999
2025-05-12Listed for sale$134,999
2023-08-04Listing removed--
2023-06-08Listed for rent$1,000
2021-12-13Sold--
2021-11-25Pending sale$85,000
2021-11-03Listed for sale$85,000
2021-10-31Pending sale$85,000
2021-08-20Listed for sale$85,000

For Sale by Agent

AgentBrandon Farley
BrokerageAll City Real Estate

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