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108 Nelly St, Freeport, FL, 32439

3beds
2baths
1,811sqft
$299,500
$165price/sqft
$2,183/moest. monthly cost
$87,320/yrincome needed

About This Home

Let's make a deal! Home has just been freshly painted throughout. This open, inviting layout with three bedrooms and two baths, thoughtfully designed for both comfort and everyday living. The spacious primary suite features a relaxing garden tub, a separate stand-alone shower, and a peaceful retreat to unwind at the end of the day. A generous 17'x 22' family room is highlighted by vaulted ceilings and elegant crown molding, creating a bright and welcoming space ideal for gatherings. Enjoy the convenience of being within walking distance to the Hammock Bay clubhouse and resort-style pools, with easy access to the Freeport Regional Sports Complex offering baseball fields, soccer fields, and more. Schooner Landing is a friendly, well-maintained neighborhood, and the HOA fees include community amenities, basic cable, & landscaping. Making this home low-maintenance and living easy. Easy to view, call to make your appt. to view today.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Freeport Middle SchoolGrades 5-82.0 mi
8/10
6/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2015

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding,Trim Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Water Heater

Bathroom

  • Level: First
  • Area: 48
  • Dimensions: 8 x 6

Bedroom

  • Area: 130
  • Dimensions: 13 x 10

Bedroom

  • Level: First
  • Area: 130
  • Dimensions: 13 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room

  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Family Room

  • Level: First
  • Area: 374
  • Dimensions: 22 x 17

Features

  • Crown Molding,Vaulted Ceiling(s),Recessed Lighting,Pantry,Woodwork Painted
  • Window features: Double Pane Windows,Window Treatments,Hurricane Shutters
  • Flooring: Tile,Carpet
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 378
  • Dimensions: 21 x 18

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,811
  • Total interior livable area: 1,811 sqft

Kitchen

  • Level: First
  • Area: 221
  • Dimensions: 17 x 13

Master Bathroom

  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Master Bedroom

  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Property

Details

  • Parcel number: 171S19230900000100
  • Zoning description: City, Resid Single Family

Features

  • Stories: 1
  • Exterior features: Sprinkler System
  • On waterfront: Yes

Lot

  • Lot size: 5,662 sqft
  • Features: Covenants,Curb & Gutter,Interior Lot,Level,Sidewalk
  • Lot size dimensions: 40 x 115

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance *$121$1,452
Property Taxes $351$4,212
Electricity $197$2,366
Total$2,183$26,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,845/yr
40% on housing$65,490/yr
45% on housing$58,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 32439$255
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32439$200
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$299,500
2026-04-30Pending sale$299,500
2026-03-22Price change$299,500
2026-03-09Price change$309,000
2026-01-25Price change$319,777
2026-01-07Listed for sale$329,777
2023-12-11Listing removed--
2023-11-10Price change$2,350
2023-11-07Price change$2,400
2023-09-13Listed for rent$2,500
2020-10-01Listing removed$1,950
2020-08-21Listed for rent$1,950
2020-04-25Listing removed$1,925
2020-03-11Listed for rent$1,925
2019-04-11Listing removed$1,850
2019-04-05Listed for rent$1,850
2018-05-08Listing removed$1,750
2018-04-17Listed for rent$1,750
2017-05-11Sold$167,000
2015-04-30Sold$163,990

For Sale by Agent

AgentCathy J Alley
BrokerageBerkshire Hathaway Home Services PenFed Realty

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