563 Joe Cook St, Cottonwood, AL, 36320
About This Home
If you've been waiting for a move-in ready home with thoughtful upgrades already in place, this may be the one. Welcome to 563 Joe Cook Street in Cottonwood, a one-owner home built in 2023 offering 1,302 square feet, 2 bedrooms, 2 bathrooms, and an attached 1-car garage. The insulated garage door and walls are wired for climate control, giving you the option to create a future bedroom, office, or hobby space if your needs change. Inside, you'll find an open layout with granite countertops, a tiled backsplash, soft-close cabinetry, a breakfast bar, and stainless-steel appliances, including an air fryer oven, refrigerator, washer, and dryer—all staying with the home. The primary suite features a walk-in closet and a subway-tiled shower. Out back, enjoy a covered porch, a deck built around the above-ground pool, and a rear privacy fence, creating a space that's ready for relaxing or entertaining from day one. With quality finishes like 12-inch PermaCast columns and attention to detail throughout, this home is truly move-in ready. Located just about an hour from Florida's beautiful white-sand beaches, you'll enjoy small-town living with weekend getaways within easy reach. Homes this well maintained, well equipped, at this great price, don't tend to stay available for long, so call today and schedule your private tour.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Oven,Refrigerator,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Tile,Vinyl
- Fireplace features: None
Interior Area
- Total structure area: 1,302
- Total interior livable area: 1,302 sqft
Property
Details
- Parcel number: 1906234000001.013
Features
- Levels: One
- Pool features: Above Ground,Other-See Remarks
- Patio & porch: Patio-Covered,Porch-Covered,Other-See Remarks
- Waterfront features: No Waterfront
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: 0.21 Acres
Parking
- Total spaces: 1
- Parking features: 1 Car,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Hurricane
- Inland Flooding
- Strong Wind
- Cold Wave
- Drought
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,111 | $13,332 |
| Home Insurance * | $323 | $3,876 |
| Property Taxes | $53 | $636 |
| Electricity | $240 | $2,881 |
| Total | $1,727 | $20,724 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $219,900 |
| 2023-11-09 | Sold | $190,000 |
| 2023-06-05 | Listed for sale | $192,500 |
For Sale by Agent
View on Zillow