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40565 Big Bear Blvd, Big Bear Lake, CA, 92315

3beds
4baths
2,504sqft
$715,000
$286price/sqft
$4,844/moest. monthly cost
$193,760/yrincome needed

About This Home

RARE FIND! PROPERTY TYPE, LOCATION, AND FLEXIBILITY! A rare opportunity to own a flexible mixed-use asset in the heart of Big Bear Lake’s commercial and recreation corridor. Ideally positioned near the lake, marina, Big Bear Village shops, restaurants, and popular visitor destinations, this property offers the visibility and versatility that investors, owner-users, and entrepreneurs look for but seldom find in one location. The property features TWO units with a commercial/residential configuration, including a front commercial unit with two bathrooms and a rear residential unit with three bedrooms and two bathrooms. This flexible setup allows a future buyer to explore multiple possibilities, such as operating a business, creating a live/work concept, leasing one unit while occupying the other, or repositioning the property to meet long-term mountain-market demand. Potential uses may include owner-user, rental, office, service, or investment purposes, subject to buyer verification. With Big Bear’s strong tourism appeal, limited corridor frontage, and year-round demand from both visitors and residents, this is a property where location, visibility, and flexibility come together. Buyer and buyer’s agent to independently verify zoning, permitted uses, permits, square footage, parking, rental restrictions, short-term rental eligibility, income potential, and all property information with the City, County, title company, and appropriate professionals.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

4/10
6/10
Big Bear Middle SchoolGrades 6-80.9 mi
6/10
Big Bear High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: MultiFamily
  • Architectural style: See Remarks
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Range Hood
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Inside,See Remarks

Bedroom

  • Features: Multi-Level Bedroom

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4

Features

  • Built-in Features,Ceiling Fan(s)
  • Door features: ENERGY STAR Qualified Doors,Panel Doors,Sliding Doors
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Carpet,See Remarks,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Central,Fireplace(s),Natural Gas,Wall Furnace

Interior Area

  • Total structure area: 2,504
  • Total interior livable area: 2,504 sqft

Property

Accessibility

  • Accessibility features: Parking,See Remarks

Details

  • Parcel number: 0308144050000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Has spa: Yes
  • Spa features: See Remarks
  • Has view: Yes
  • View description: Hills,Lake,Landmark,Marina,Mountain(s)
  • Has water view: Yes
  • Water view: Lake,Marina
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 8,000 sqft
  • Features: 2-5 Units/Acre

Parking

  • Parking features: Driveway,Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$259$3,108
Property Taxes $434$5,208
Electricity $536$6,443
Total$4,844$58,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,080/yr
40% on housing$145,320/yr
45% on housing$129,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 92315$298
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92315$396
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$739,000
2026-03-28Listing removed$649,000
2026-03-22Listed for sale$649,000
2025-09-24Listing removed$2,150
2025-09-19Price change$2,150
2025-09-14Price change$2,450
2025-08-11Price change$2,650
2025-07-13Listed for rent$2,600
2025-03-27Listing removed$2,725
2025-03-26Price change$2,725
2025-02-26Price change$2,675
2025-01-14Listed for rent$2,750
2024-10-05Listing removed$2,525
2024-09-28Price change$2,525
2024-09-26Listed for rent$2,550
2024-09-26Listing removed--
2024-07-11Price change$829,000
2024-03-18Listed for sale$850,000
2023-08-19Listing removed--
2023-07-25Price change$2,550
2023-07-19Listed for rent$2,750

For Sale by Agent

AgentRuby Truong
BrokerageFinsight Group Inc.

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