1976 Baytowne Loop, Miramar Beach, FL, 32550
About This Home
Mediterranean-inspired 3BR & 3.5BA Sandestin residence includes a rare, true one-car garage, spacious enough to accommodate a vehicle and golf cart (included). The open-concept living space is enhanced by wood plank ceramic tile flooring, high ceilings, and elegant crown molding. The kitchen is designed with custom cabinetry topped with granite countertops, a large walk-in pantry, and stainless-steel appliances. The breakfast bar offers a comfortable spot for morning coffee or casual meals. With its scenic water views, the dedicated dining area is perfect for hosting formal events and entertaining guests. The first floor also includes a powder room. Upstairs, the primary suite serves as a tranquil retreat. It features a sitting area suitable for a private office or reading nook. Two additional guest suites offer the comfort of their own ensuite bath, providing privacy and relaxation for family and visitors alike. Recently updated 2-ton HVAC system for upstairs (2025) Bring the indoors out on the inviting, covered back patio, where you can savor serene water views or fire up the grill for unforgettable evenings and breathtaking sunsets. As a Villa Lago owner, you'll enjoy exclusive access to the vibrant community clubhouse and sparkling pool, creating a genuine resort-style atmosphere. A golf cart is included with the home, offering effortless access to everything the resort has to offer, including white sand beaches, four championship golf courses, tennis and pickleball courts, fitness centers, the marina, and Grand Boulevard's premier dining, entertainment, and shopping venues. Whether you're seeking a vacation getaway, a primary residence, or an investment property, Villa Lago delivers versatility and luxury for every lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2015
Materials
- Roof: Slate
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: Second
- Area: 120
- Dimensions: 12 x 10
Bedroom
- Level: Second
- Area: 120
- Dimensions: 12 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 260
- Dimensions: 26 x 10
Features
- Breakfast Bar,Crown Molding,Vaulted Ceiling(s),Kitchen Island,Recessed Lighting,Owner's Closet,Pantry
- Window features: Window Treatments
- Flooring: Hardwood,Tile
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,009
- Total interior livable area: 2,009 sqft
Living Room
- Level: First
- Area: 270
- Dimensions: 18 x 15
Master Bedroom
- Level: Second
- Area: 221
- Dimensions: 17 x 13
Property
Details
- Parcel number: 232S21422500001350
- Zoning description: Resid Single Family
Features
- Stories: 2
- Patio & porch: Covered,Patio
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
- On waterfront: Yes
Lot
- Lot size: 3,049 sqft
- Features: Covenants,Restrictions
- Lot size dimensions: 40 x 75
Parking
- Total spaces: 1
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,651 | $55,812 |
| Home Insurance * | $1,172 | $14,064 |
| Property Taxes | $587 | $7,044 |
| Electricity | $202 | $2,426 |
| Total | $6,612 | $79,344 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $980,000 |
| 2025-12-16 | Listing removed | $993,000 |
| 2025-07-20 | Price change | $993,000 |
| 2025-05-29 | Listed for sale | $1,025,000 |
| 2016-08-26 | Sold | $470,000 |
| 2014-12-29 | Sold | $119,500 |
| 2013-12-30 | Sold | $120,000 |
| 2011-03-15 | Sold | $55,000 |
| 2005-11-15 | Sold | $311,000 |
For Sale by Agent
View on Zillow