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2760 Alvernia Drive, Castle Hayne, NC, 28429

4beds
3baths
2,363sqft
$740,000
$313price/sqft
$4,352/moest. monthly cost
$174,080/yrincome needed

About This Home

Welcome to The Pebble Cove, a stunning cottage-style home, located in the gated, riverfront community of Sunset Reach—just 10 minutes from downtown Wilmington by car or boat. This thoughtfully designed home offers 3 bedrooms and 2 baths on the main level, perfectly balancing comfort and functionality. Upstairs, a versatile bonus room with a full bath provides endless possibilities—ideal for guests, a home office, or a private retreat. Step inside to an open-concept living area, where a cozy gas fireplace with custom built-ins anchors the family room. The elegant dining area flows seamlessly into a chef's kitchen, complete with a spacious island and walk-in pantry. Designed for year-round enjoyment, the four-seasons room overlooks a spacious rear deck with serene views of the community ponds, making it the perfect spot for your morning coffee, evening grilling, or simply unwinding. Built for efficiency and sustainability, this home features a TRANE 18 SEER XV high-efficiency HVAC system, spray foam insulation throughout, and an ecoSelect HERS energy certification, reducing energy costs by up to 40 percent. Sunset Reach offers an unparalleled lifestyle with walking & biking trails, kayaking on the interior lake, and future amenities including a pool, clubhouse, pickleball court, and a riverfront marina with boat slips available for purchase.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Castle Hayne ElementaryGrades PK-54.6 mi
9/10
4/10
Emsley A Laney HighGrades 9-124.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Brick/Mortar,Block,Raised,Slab
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Other

  • Builder name: Hagood Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Built-In Microwave,Disposal,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Combination

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Solid Surface,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Attic: Floored,Walk-In

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,363
  • Total interior livable area: 2,363 sqft

Master Bedroom

  • Level: Primary Living Area

Property

Details

  • Parcel number: R02400002511000
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Water Access Comm,Pond
  • Frontage type: Pond Front
  • Living area range: 2200 - 2399

Lot

  • Lot size: 10,018 sqft
  • Features: Water Access Comm
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$193$2,316
Property Taxes $198$2,376
Electricity $220$2,641
Total$4,352$52,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,211/yr
40% on housing$130,560/yr
45% on housing$116,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 28429$188
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28429$204
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$750,000
2025-03-15Price change$778,700
2024-11-22Listed for sale$773,101
2024-02-28Sold$450,000

New Construction Spec

AgentTeam Thirty 4 North
BrokerageColdwell Banker Sea Coast Advantage

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