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226 N Fm 2869 Rd, Winnsboro, TX, 75494

6beds
7baths
6,204sqft
$4,495,000
$725price/sqft
$29,933/moest. monthly cost
$1,197,320/yrincome needed

About This Home

Positioned equidistant from Quitman, Winnsboro, and Gilmer, this 348±-acre legacy ranch stands as one of East Texas’ rare offerings—where luxury living, natural beauty, and exceptional land stewardship converge. The landscape unfolds in a striking blend of rolling pastureland, mature hardwoods, and a serene spring-fed lake, creating a setting that is both visually captivating and remarkably functional. At the heart of the property, a 5,037 sq ft Mediterranean-style main residence commands the terrain with timeless presence. Thoughtfully designed around a private courtyard, the home features a sparkling pool and an independent one-bedroom guesthouse, offering privacy and comfort for guests or extended stays. A separate 1,167 sq ft two-bedroom guest house provides additional accommodations, while a 3,200 sq ft metal barn delivers substantial space for equipment, storage, or ranch operations—ideal for both recreational and working-ranch pursuits. A long, picturesque driveway winds through pastures of coastal bermuda grass perfectly suited for grazing or hay production. Beyond the open fields, the wooded acreage invites abundant wildlife, premier hunting opportunities, and endless outdoor recreation. Every element of the land has been curated to balance beauty with purpose. Nestled just below the main home, the spring-fed lake serves as a signature focal point. Complete with a charming fishing dock, the lake’s continuous overflow—fed by robust natural springs—demonstrates impressive water volume and signals the potential for expansion or the creation of additional water features. Additional springs originate and feed creeks that run throughout the property. The ranch offers dual frontage on both N FM 2869 and E State Hwy 154, providing exceptional access, visibility, and long-term versatility. All due diligence and information to be verified by the buyer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
Harmony Elementary SchoolGrades PK-34.7 mi
7/10
7/10
Harmony High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Block
  • Roof: Spanish Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Gas Cooktop,Gas Water Heater,Ice Maker,Plumbed For Gas,Washer
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Basement

  • Has basement: Yes

Bedroom

  • Level: First
  • Dimensions: 17 x 15

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 19 x 14

Features

  • Cedar Closet(s),Central Vacuum,Eat-in Kitchen,In-Law Floorplan,Kitchen Island,Multiple Master Suites,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Combination,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 6,204 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: First
  • Dimensions: 16 x 16

Laundry

  • Features: Built-in Features,Utility Sink
  • Level: First
  • Dimensions: 10 x 12

Living Room

  • Features: Built-in Features,Fireplace
  • Level: First
  • Dimensions: 25 x 28

Master Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Separate Shower
  • Level: First
  • Dimensions: 11 x 8

Master Bedroom

  • Features: Built-in Features,Cedar Closet(s),En Suite Bathroom,Sitting Area in Primary
  • Level: First
  • Dimensions: 25 x 30

Office

  • Features: Built-in Features
  • Level: First
  • Dimensions: 19 x 13

Other

  • Features: En Suite Bathroom
  • Level: First
  • Dimensions: 11 x 8

Property

Details

  • Parcel number: R23100
  • On leased land: Yes
  • Horse amenities: Barn

Features

  • Levels: One
  • Stories: 1
  • Pool features: Fenced,In Ground,Outdoor Pool,Pool
  • Patio & porch: Covered
  • Exterior features: Outdoor Grill
  • Fencing: Cross Fenced,Gate
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front,Waterfront
  • Residential vegetation: Grassed,Partially Wooded,Pine
  • Horses can be raised: Yes

Lot

  • Lot size: 348 Acres
  • Features: Acreage,Agricultural,Hardwood Trees,Landscaped,Pasture,Many Trees,Sprinkler System,Waterfront

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Circular Driveway,Direct Access,Gated,Kitchen Level,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Hail
Heat Wave
Winter Weather
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,729$272,748
Home Insurance *$3,789$45,468
Property Taxes $2,734$32,808
Electricity $681$8,174
Total$29,933$359,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,026,274/yr
40% on housing$897,990/yr
45% on housing$798,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$725This listing

vs Other Active Listings

Avg $/sqft

ZIP 75494$340
Wood County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 75494
Wood County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$4,650,000
2024-09-30Listing removed$7,500,000
2023-06-01Listed for sale$7,500,000

For Sale by Agent

AgentAmy Filley
BrokerageDave Perry Miller Real Estate

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