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604 Richmond St, Plainfield, NJ, 07060

5beds
4baths
--sqft
$620,000
--price/sqft
$4,608/moest. monthly cost
$184,320/yrincome needed

About This Home

Beautifully Renovated Home in the Heart of Plainfield!Welcome to this stunning, recently renovated property offering the perfect blend of comfort, style, and convenience. Ideally located near supermarkets, public transportation, houses of worship, and just 10 minutes from major highways, this home provides easy access to everything you need.Featuring 4"5 spacious bedrooms, a fully finished attic with a full bathroom, and a walk-out basement with two bonus rooms, a full bathroom, and a private entrance, there's plenty of space for everyone. The modern kitchen showcases Quartz countertops, stainless steel appliances, and ceramic tile flooring, while hardwood floors flow throughout the rest of the home.Enjoy peace of mind with a new multi-zone HVAC system, updated plumbing and electric, and low taxes. This property is move-in ready and being sold "as is with no known issues. Don't miss this opportunity to own a beautiful home in a prime location!

Getting Around

71
WalkingVery Walkable
46
TransitSome Transit
55
BikeBikeable

Schools

1/10
3/10
Maxson Middle SchoolGrades 6-80.5 mi
1/10
Plainfield High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1921

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Range/Oven-Gas,Gas Water Heater
  • Laundry features: Laundry Room,In Basement

Basement

  • Features: Bath(s) Other, Den, Laundry Room, Office

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Zoned,Natural Gas
  • Cooling features: 2 Units,Zoned

Kitchen

  • Features: Eat-in Kitchen,See Remarks,Separate Dining Area
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2912006100000000140000

Features

  • Patio & porch: Patio

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 62.10 x 63.36

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$232$2,784
Property Taxes $1,048$12,576
Electricity $193$2,318
Total$4,608$55,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,988/yr
40% on housing$138,240/yr
45% on housing$122,880/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07060$318
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07060$325
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-21Listed for sale$620,000
2025-03-20Sold$590,000
2025-01-17Pending sale$549,900
2024-12-21Listed for sale$549,900
2024-07-21Listing removed--
2024-06-05Listed for sale$500,000
2023-07-31Sold$525,000
2023-06-01Listed for sale$479,900

For Sale by Agent

AgentIsbel Gonzalez
BrokerageMore Homes Realty, Llc

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