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1317 Middle Lake Dr, Ormond Beach, FL, 32174

5beds
3baths
2,631sqft
$399,900
$152price/sqft
$2,937/moest. monthly cost
$117,480/yrincome needed

About This Home

This 5-bedroom, 3-bath home sits on a spacious lakefront lot in Halifax Plantation, one of Ormond Beach's most established communities -- and at just over 2,600 sq. ft., it's built for a family that needs room to spread out without feeling like they're rattling around in wasted space. The layout is practical. A first-floor bedroom works as a guest room, nursery, or home office depending on where life takes you. Upstairs, four bedrooms share a lounge area that naturally becomes the kids' hangout spot, a homework zone, or a second living room -- the kind of flexible space growing families actually use. The kitchen is set up for real daily life: granite countertops, a full pantry, and an open layout that keeps you connected to the main living areas whether you're making lunches or hosting Thanksgiving. The primary suite is on the larger side at 20'x13', with a walk-in closet and a step-in shower -- a quiet space to close the door at the end of a long day. Outside, the lakefront lot offers the kind of backyard that earns its keep: room for kids to play, mature landscaping already in place, and an irrigation system so you're not spending weekends dragging hoses. Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
5/10
7/10
Seabreeze High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Electric Range,Dishwasher

Bathroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11.00 x 11.00

Bedroom1

  • Level: Upper
  • Area: 260
  • Dimensions: 13.00 x 20.00

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11.00 x 12.00

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 11.00 x 12.00

Bedroom5

  • Level: Upper
  • Area: 121
  • Dimensions: 11.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Main
  • Area: 144
  • Dimensions: 12.00 x 12.00

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 10.00 x 11.00

Features

  • Breakfast Bar,Eat-in Kitchen,His and Hers Closets,Kitchen Island,Open Floorplan,Smart Home,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,246
  • Total interior livable area: 2,631 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 11.00 x 13.00

Living Room

  • Level: Main
  • Area: 256
  • Dimensions: 16.00 x 16.00

Loft

  • Level: Upper
  • Area: 132
  • Dimensions: 11.00 x 12.00

Property

Accessibility

  • Accessibility features: Central Living Area,Common Area,Smart Technology

Details

  • Parcel number: 311301000230
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.26 Acres
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$392$4,704
Property Taxes $259$3,108
Electricity $264$3,177
Total$2,937$35,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,697/yr
40% on housing$88,110/yr
45% on housing$78,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 32174$159
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32174$197
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$399,900
2026-04-30Listing removed$399,900
2026-02-19Price change$399,900
2025-11-03Price change$405,000
2025-09-25Price change$419,000
2025-07-29Listed for sale$435,000
2023-10-11Sold$449,490
2023-08-11Pending sale$451,990
2023-08-10Price change$451,990
2023-07-25Price change$449,490
2023-07-10Price change$443,490
2023-06-05Price change$440,490
2023-05-27Listed for sale$438,490

For Sale by Agent

AgentMarvin O Adams
BrokerageRealty Pros Assured

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