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27942 Western Creek Ct, Katy, TX, 77494

4beds
3baths
--sqft
$327,400
--price/sqft
$2,295/moest. monthly cost
$91,800/yrincome needed

About This Home

Welcome to this charming townhome in The Retreat at Kingsland community in Katy! This lovely property features an open first floor with a spacious family room and kitchen, complete with Seattle wood flooring. The kitchen boasts 42" linen cabinets, Santorini backsplash, and coastal white granite countertops. Upstairs, you'll find the primary suite with ample natural light and a beautifully tiled bathroom with a walk-in shower. The home come with EV charging station for your EV cars! The home comes with security cameras system included !

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Bryant Elementary SchoolGrades PK-51.9 mi
9/10
7/10
Katy High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Gas Oven,Microwave,Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Property

Details

  • Parcel number: 8891060010490914

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,162 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Inland Flooding
Lightning
Cold Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,655$19,860
Home Insurance *$230$2,760
Property Taxes $172$2,064
Electricity $238$2,859
Total$2,295$27,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,685/yr
40% on housing$68,850/yr
45% on housing$61,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 77494$182
Fort Bend County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 77494$169
Fort Bend County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Price change$319,900
2026-01-14Listed for sale$329,900
2026-01-13Listing removed$329,900
2025-10-03Price change$329,900
2025-08-15Listed for sale$335,000
2025-08-14Listing removed$349,000
2025-08-05Price change$349,000
2025-07-21Price change$359,000
2025-07-01Listed for sale$365,000
2025-06-30Listing removed$365,000
2025-04-09Listed for sale$365,000
2023-08-26Listing removed--
2023-06-04Pending sale$304,990
2023-06-02Price change$304,990
2023-05-24Listed for sale$319,990

For Sale by Agent

AgentVictor Zambrano
BrokerageeXp Realty LLC

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