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286 County Road 28, Centre, AL, 35960

5beds
4baths
2,400sqft
$2,650,000
$1,104price/sqft
$16,100/moest. monthly cost
$644,000/yrincome needed

About This Home

Welcome to a rare, turn-key equestrian estate offering a fully developed horse breeding, training, and show facility set against a stunning mountain backdrop. Thoughtfully designed for serious horsemen while remaining equally inviting as a private retreat, this property delivers both function and beauty at every turn. A private, gated entrance welcomes you along a serene creekside drive, opening to sweeping mountain views and a meticulously planned equestrian compound. The land features eight rotating, fenced pastures, each carefully maintained and labeled for efficient management of broodmares and stallions. A dedicated creekside pasture includes a round pen with power and a well house equipped with timed lighting—ideal for cycling broodmares. A stallion-specific pasture and a full-size, WPRA-standard lighted arena with announcer’s stand complete the professional training and event setup. Perched on a hilltop overlooking the entire operation, the 2,400-square-foot custom home blends comfort with functionality. The home offers five bedrooms and 2.3 baths, including a primary suite on the main level, open-concept living spaces with tongue-and-groove vaulted ceilings, tile flooring, and a mudroom/laundry designed for ranch life. Wraparound porches provide panoramic views of the pastures and mountains, while upstairs features include Jack-and-Jill bathrooms and an additional laundry area. An in-ground sports pool with waterslide creates the perfect setting for relaxation or entertaining. The show-ready barn and breeding facility was built for professional-level equine care. It includes 13 stalls designed for broodmares and stallions, each with individual water access, along with a tack room, wash rack, bathroom, and laundry. Additional amenities include a dog kennel, gym, and an upstairs 1,200-square-foot, two-bedroom apartment currently outfitted as a breeding lab with full equipment, lounge area, and private guest suite. Additional improvements include covered RV parking, a hay barn, and a fully operational welding shop, offering flexibility for personal use or income generation. With opportunities for boarding, breeding, training, events, or short-term stays, this estate presents exceptional versatility. A truly rare opportunity to own a complete equestrian facility where lifestyle, land, and infrastructure come together seamlessly. Agent owned property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

3/10
Spring Garden High SchoolGrades PK-126.7 mi
5/10
Centre Middle SchoolGrades 5-812.8 mi
5/10
Cherokee Co High SchoolGrades 9-1214.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country,Craftsman,Rustic
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Oven,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level,Mud Room,Upper Level

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Open Concept

Features

  • Beamed Ceilings,Double Vanity,Entrance Foyer 2 Story,High Ceilings,Recessed Lighting,Sound System,Vaulted Ceiling(s)
  • Flooring: Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log,Glass Doors,Living Room,Stone
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Cabinets White, Kitchen Island, Stone Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1907260000007001
  • Other equipment: Intercom
  • Horse amenities: Arena,Barn,Boarding Facilities,Pasture,Stable(s)

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Fenced,In Ground,Salt Water,Vinyl
  • Patio & porch: Wrap Around
  • Exterior features: Private Yard,Dock Lights
  • Spa features: None
  • Fencing: Back Yard,Front Yard,Privacy,Wood,Wrought Iron
  • Has view: Yes
  • View description: Creek/Stream,Mountain(s),Pool
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek,Pond,Waterfront
  • Waterbody name: None
  • Frontage length: Waterfrontage Length(3000)
  • Horses can be raised: Yes

Lot

  • Lot size: 28 Acres
  • Features: Back Yard,Farm,Front Yard,Mountain Frontage,Pasture

Parking

  • Total spaces: 5
  • Parking features: Attached,Carport,Covered,Drive Under Main Level,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,399$160,788
Home Insurance *$1,727$20,724
Property Taxes $706$8,472
Electricity $268$3,222
Total$16,100$193,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$552,000/yr
40% on housing$483,000/yr
45% on housing$429,333/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,104This listing

vs Other Active Listings

Avg $/sqft

ZIP 35960$153
Cherokee County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 35960
Cherokee County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$2,749,999
2026-01-06Listed for sale$2,900,000
2023-06-26Listing removed--
2023-05-23Listed for sale$3,500,000

For Sale by Agent

AgentHaley Baldwin Timm
BrokerageKeller Williams Realty Northwest, LLC.

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