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13029 Justify Dr, Union, KY, 41091

4beds
4baths
4,100sqft
$849,900
$207price/sqft
$5,721/moest. monthly cost
$228,840/yrincome needed

About This Home

Better than new and just two years old, this stunning home is located in the beautiful Justify at Triple Crown community. The open-concept design features a spacious island kitchen with stainless steel appliances, upgraded cabinetry, quartz countertops, and a huge walk-in pantry, all opening to a bright walk-out morning room and a soaring two-story family room-perfect for everyday living and entertaining. The first-floor primary suite is just a few steps away and offers a private luxury bath and oversized walk-in closet. Upstairs, you'll find two generously sized bedrooms, a centrally located hall bath, and a private lounge area ideal for a play space, media area, or home office. The fully custom-finished basement is an entertainer's dream, complete with an oversized bedroom with a walk in closet, a full bar, expansive entertaining area, and a custom TV wall perfect for movie nights and game days. An additional rec area includes space for a pool table and a custom walk-in bourbon room. The lower level also features a workout room with a built-in sauna. Step outside to enjoy the custom patio with bar and outdoor kitchen-ideal for hosting, relaxing, and enjoying the outdoors.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
8/10
Gray Middle SchoolGrades 6-82.3 mi
9/10
Larry A. Ryle High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Carpet Flooring
  • Level: Second
  • Area: 121
  • Dimensions: 11 x 11

Bedroom3

  • Features: Carpet Flooring
  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedroom4

  • Features: Carpet Flooring
  • Level: Lower
  • Area: 224
  • Dimensions: 16 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: See Remarks
  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Family Room

  • Features: Carpet Flooring
  • Level: First
  • Area: 374
  • Dimensions: 17 x 22

Features

  • Kitchen Island,Walk-In Closet(s),Soaking Tub,Pantry,Granite Counters,Double Vanity,Ceiling Fan(s),Vaulted Ceiling(s)
  • Window features: Casement,Double Hung
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,100
  • Total interior livable area: 4,100 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island
  • Level: First
  • Area: 156
  • Dimensions: 12 x 13

Loft

  • Features: See Remarks
  • Level: Second
  • Area: 204
  • Dimensions: 12 x 17

Office

  • Features: Vinyl Flooring
  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Primary Bedroom

  • Features: Carpet Flooring,Walk-In Closet(s)
  • Level: First
  • Area: 225
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: 064.3407086.00
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 80 x 135 x 80 x 135

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$308$3,696
Property Taxes $793$9,516
Electricity $323$3,885
Total$5,721$68,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,148/yr
40% on housing$171,630/yr
45% on housing$152,560/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 41091$222
Boone County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 41091$186
Boone County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$844,900
2026-06-30Price change$849,900
2026-06-18Price change$869,900
2026-05-19Listed for sale$874,900
2023-08-25Sold$641,762
2023-05-22Pending sale$641,901
2023-04-11Sold$97,813

For Sale by Agent

AgentAnthony Giglio
BrokerageListWithFreedom.com

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