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178 Melrose Ave, Santa Rosa Beach, FL, 32459

3beds
3baths
1,883sqft
$589,000
$313price/sqft
$4,106/moest. monthly cost
$164,240/yrincome needed

About This Home

Nestled in the highly desirable Audubon Point community, where kids still ride bikes until the streetlights flicker on, this well-maintained home sits on a premium lot with serene forest views. Just steps from the community pool and clubhouse, this home provides the perfect blend of comfort and connection. Neighbors here are more than friendly faces--they are friends who gather for social parties, community events, and spontaneous get-togethers, creating a true sense of belonging. Ideally located less than a mile from Eden Gardens State Park, minutes to the public beach accesses of Seagrove and Grayton Beach, and less than 2 miles from the Point Washington public boat ramp--where Tucker Bayou leads you to the Choctawhatchee Bay--this home offers the best of coastal living. Inside, the spacious living and dining areas are ideal for hosting gatherings or enjoying peaceful evenings at home. Durable luxury vinyl plank (LVP) flooring flows throughout common areas, adding style and easy maintenance. The gourmet kitchen showcases granite countertops, stainless-steel appliances, and abundant cabinetry, making meal preparation both effortless and stylish. Just off the kitchen, a sunny dining area is bathed in natural light, offering a cheerful spot to enjoy breakfast or intimate family meals. A convenient under-stairs storage closet provides extra space to keep belongings organized, while a cozy nook beside it is perfect for a desk or work station. Upstairs, the luxurious master suite has tons of natural light, two walk-in closets, and a private balcony--perfect for sipping your morning coffee. The spa-like en-suite boasts a double vanity, a walk-in shower, soaking tub, and a linen closet, creating a true retreat. Two additional guest bedrooms share a well-appointed hall bath with a shower-tub combo, offering plenty of space for family and visitors. Step outside to a screened-in porch and generously-sized, fully-fenced backyard--a serene outdoor oasis ideal for relaxing or entertaining. Additional features include a one-car garage, a dedicated laundry room, ample storage options, and an irrigation system to keep landscaping vibrant year-round. This home is more than just a residence-- it offers a lifestyle. Don't miss your chance to make it yours. Schedule your private showing today! Buyer to verify all pertinent information listing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-53.2 mi
8/10
8/10
South Walton High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2017

Materials

  • Roof: Composition
  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 151.2
  • Dimensions: 12 x 12.6

Bedroom

  • Level: Second
  • Area: 143.75
  • Dimensions: 11.5 x 12.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First
  • Area: 81
  • Dimensions: 9 x 9

Features

  • Breakfast Bar,Pantry,Shelving
  • Flooring: Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,883
  • Total interior livable area: 1,883 sqft

Kitchen

  • Level: First
  • Area: 138
  • Dimensions: 12 x 11.5

Living Room

  • Level: First
  • Area: 225
  • Dimensions: 15 x 15

Master Bedroom

  • Level: Second
  • Area: 217
  • Dimensions: 15.5 x 14

Property

Details

  • Parcel number: 352S19241500000450
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Covered,Screened
  • Exterior features: Balcony,Private Yard
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 9,583 sqft
  • Features: Covenants,Irregular Lot
  • Lot size dimensions: 111 x 103

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$501$6,012
Property Taxes $430$5,160
Electricity $197$2,366
Total$4,106$49,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,777/yr
40% on housing$123,180/yr
45% on housing$109,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$604
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-25Listed for sale$589,000
2025-07-01Listing removed$619,900
2024-09-26Listed for sale$619,900
2024-09-26Pending sale$619,900
2024-07-03Listed for sale$619,900
2024-05-31Listing removed--
2023-12-16Listed for sale$639,000
2023-08-03Sold$599,000
2023-06-29Pending sale$599,000
2023-05-24Listed for sale$599,000
2021-10-27Sold$440,000
2021-09-20Pending sale$440,000
2021-09-17Listed for sale$440,000
2020-10-06Sold$390,000
2020-08-03Listed for sale$400,000
2017-03-01Sold$299,025

For Sale by Agent

Agent30AMY HOMES
BrokerageRising Star Real Estate Inc

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