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1122 Highway 739, Milford, PA, 18337

6beds
4baths
5,424sqft
$599,000
$110price/sqft
$4,474/moest. monthly cost
$178,960/yrincome needed

About This Home

OPEN HOUSE!!! Saturday 12/20 10a-2p! Welcome to your completely remodeled, multi-wing Milford retreat, where comfort meets flexibility. Set on 1.62 acres bordering state game lands, this 6-bedroom, 4-bath home has been transformed from top to bottom so you can move in with ease and start your plan B almost immediately. Local zoning supports accessory living, transient lodging, and home-based business use. With a luxurious kitchen in the main house, a practical kitchenette, and two laundry rooms, the layout is ideal for a mother-daughter setup, multi-generational living, or a primary residence with multiple income-producing options. Every renovation was completed with integrity and attention to detail: a new state-of-the-art septic system servicing the entire property, new roof and siding, a newly paved driveway with ample parking, brand-new water heater, generators and a beautiful new connector room that unites the home's wings seamlessly. Every appliance, fixture, and finish - from flooring and carpeting to lighting and paint is new. Every system was upgraded or replaced; not a stone was left unturned. Step into the original farmhouse and you'll feel the charm of history preserved: the original stone floor, exposed beams, and a classic stone hearth fully inspected and ready for cozy fires. Upstairs are two private bedrooms, a full bath, and generous storage the perfect tucked-away quarters for Bed-and-Breakfast guests or friends visiting the Poconos for the weekend. The main kitchen is a true centerpiece: white shaker cabinetry, granite countertops, mosaic tile backsplash, double ovens, gas range, LG energy-efficient appliances, and a walk-in pantry. Sliding doors open to a front stone patio, while beamed ceilings and layered lighting make this space the bright, welcoming heart of the home. Off the kitchen, a flexible room with high ceilings, its own bath, and laundry area can serve as a home office, classroom, studio, or guest suite. Beyond that, the massive family room features a brand-new pellet-burning stove, walls of windows, and a vaulted ceiling. The large primary bedroom with an ensuite bath has its own soaking tub overlooking the backyard, a shower, a double vanity, and custom built-ins. The new connector wing flows effortlessly into the second living area, complete with its own split HVAC unit for efficiency and comfort. This bright, open space serves beautifully as a guest entrance, office, or sitting room for the three attached guest bedrooms, fourth bath, compact kitchenette with dishwasher and refrigerator, and separate laundry. Outside, the property unfolds into a landscaped yard overlooking a peaceful woodland stream - private, natural, and perfect for gatherings. Multiple patios invite outdoor dining or future event hosting. The detached pole barn features a concrete floor, is fully wired for electricity, and offers flexible use as a workshop, garage, or storage for tools and toys. While perfect as a private residence, this property's approved zoning for Lodging/Transient use (LOD) and ideal location, only minutes from the I-84, Milford Center, New York and New Jersey, make it far more than a home; it's an opportunity for a whole new life! Live here full-time, host guests, operate a boutique inn, or simply generate income on your terms. If you're ready for a life-changing switch one that offers everyday comfort and built-in potential welcome home. Live beautifully. Earn quietly. Expand intentionally.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
8/10
10/10

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Block,Concrete,Frame,Stone,Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk,Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Heated,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 6

Features

  • Number of fireplaces: 3
  • Fireplace features: Stone,Gas/Propane,Other,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 5,424

Heating & Cooling

  • Heating features: Wood Stove,Programmable Thermostat,Other,Oil,Propane,Wood
  • Cooling features: ENERGY STAR Qualified Equipment,Wall Unit(s),Electric

Interior Area

  • Total structure area: 5,424
  • Total interior livable area: 5,424 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$233$2,796
Property Taxes $618$7,416
Electricity $595$7,141
Total$4,474$53,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,394/yr
40% on housing$134,220/yr
45% on housing$119,306/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 18337$162
Pike County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 18337$203
Pike County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$650,000
2026-04-01Pending sale$699,000
2026-03-06Price change$699,000
2025-11-24Price change$825,000
2025-11-17Listed for sale$899,999
2023-10-03Listing removed--
2023-05-22Listed for sale$499,900

For Sale by Agent

AgentBeth Hogan
BrokerageEXP Realty, LLC

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