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150 Chancey Dr, Murray, KY, 42071

3beds
2baths
1,418sqft
$415,000
$293price/sqft
$2,815/moest. monthly cost
$112,600/yrincome needed

About This Home

Waterfront living at an accessible price in this nearly new home directly on KY Lake in Lakeway Shores. You'll enjoy viewing the lake from the comfort of your large rear covered porch that spans the width of the home. Inside, you'll find an o pen floor plan with spacious windows offering views of the lake, trees, and wildlife. A primary suite with a walk-in shower and large walk-in closet offers a sliding door for direct access to the porch, giving you a great place for sipping morning coffee or enjoying the sounds of the evening settling over the lake. Two secondary bedrooms flank another bath accessible for guests. A two car garage and a walk-in storage area underneath the home give you great spaces to store lake toys. Whether you are looking for a full time home or a place to unwind on weekends, this home offers a convenient location only 15 minutes to Murray. You'll love the convenience of city water and high speed fiber internet - as well as anautomatic whole house generator!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
6/10
Calloway County High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Combination
  • Level: Combination
  • Area: 120
  • Dimensions: 12x10

Features

  • Ceiling Fan(s),Entrance Foyer,Extra Closets,High Ceilings,Open Floorplan,Pantry,Walk-In Closet(s),High Speed Internet
  • Flooring: Luxury Vinyl,Tile
  • Finished area above ground: 1,418

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,418
  • Total interior livable area: 1,418 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen

Living Room

  • Features: Combination
  • Level: Combination
  • Area: 340
  • Dimensions: 17x20

Master Bathroom

  • Features: Suite
  • Level: Suite

Property

Details

  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered,Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Topography of land: Rolling Slope,Views

Lot

  • Lot size: 0.28 Acres
  • Features: Rolling Slope,Views
  • Lot size dimensions: .28

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$353$4,236
Property Taxes $210$2,520
Electricity $154$1,850
Total$2,815$33,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,514/yr
40% on housing$84,450/yr
45% on housing$75,066/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 42071$141
Calloway County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 42071$141
Calloway County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$415,000
2023-05-18Sold$353,500

For Sale by Agent

AgentBrenda Treon Hines
BrokerageThe Stables Realty Group

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