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12 Raritan Cove, Keyport, NJ, 07735

3beds
4baths
2,456sqft
$749,000
$305price/sqft
$5,562/moest. monthly cost
$222,480/yrincome needed

About This Home

STUNNING 2-year young townhouse with WATER VIEWS featuring 3 bedrooms, 3 full baths and 1 half bath, thoughtfully designed with sophisticated upgrades and modern elegance throughout. Richhardwood flooring flows seemlessly through the open-concept living spaces, while the gourmet kitchen impresses with upgraded cabinetry, an oversized extended island, and a built-in beverage refrigerator -- ideal for both everyday living and entertaining. Beautifully appointed bathrooms showcase upgraded designer tile and upscale finishes, while custom closet systems and an epoxy-finished garage floor add both style and functionality. Perfectly located near the ferry, this home is a COMMUTER'S DREAM and is within walking distance to downtown Keyport's waterfront park, restaurants and charming shops. Offering stylish low-maintenance luxury living with countless upgrades throughout, this exceptional home truly has it all!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
Cliffwood Ave SchoolGrades PK-30.4 mi
6/10
3/10

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Balcony,Ceilings - 9Ft+ 1st Flr,Recessed Lighting
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,2 Zoned Heat
  • Cooling features: Central Air,2 Zoned AC

Interior Area

  • Total structure area: 2,456
  • Total interior livable area: 2,456 sqft

Property

Details

  • Parcel number: 24000220000000190000C0012
  • Exclusions: Personal Belongings,curtains in baby's bedroom.

Features

  • Stories: 3
  • Exterior features: Balcony,Lighting
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay

Lot

  • Features: Back to Woods

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$276$3,312
Property Taxes $1,229$14,748
Electricity $270$3,248
Total$5,562$66,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,697/yr
40% on housing$166,860/yr
45% on housing$148,320/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$273
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$799,999
2024-05-02Sold$612,416
2023-11-14Listing removed--
2023-09-08Price change$562,900
2023-05-16Listed for sale$559,900

For Sale by Agent

AgentCynthia Catena
BrokerageReal Broker, LLC

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