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53 River Watch Way, Winchester, TN, 37398

5beds
5baths
3,095sqft
$879,900
$284price/sqft
$6,956/moest. monthly cost
$278,240/yrincome needed

About This Home

Experience elevated lake living in the highly sought-after Twin Creeks Village on beautiful Tims Ford Lake. This stunning 2-story brick home offers 5 bedrooms, 4.5 baths, and 3,095 sq ft of thoughtfully designed living space within a gated, resort-style waterfront community. The open-concept living area with fireplace flows seamlessly into the kitchen, creating a warm yet sophisticated setting for everyday living and entertaining. A dedicated entertainment room with media space and wet bar provides the perfect setting to gather after a day on the lake. As a Twin Creeks resident, enjoy exclusive community access to the marina, private community boat ramp, waterfront restaurant, 3,200 sq ft clubhouse, heated pool, event barn, and poolside putting green. Designed for those seeking upscale, low-maintenance lake life in one of Winchester’s premier communities — without the upkeep of individual lakefront ownership. This property has been used as a short-term rental and offers the ability to be income-producing.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Clark Memorial SchoolGrades PK-50.9 mi
4/10
North Middle SchoolGrades 6-82.7 mi
4/10
Franklin Co High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Built-In Electric Range,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer

Basement

  • Basement: None

Bedroom1

  • Area: 224
  • Dimensions: 14x16

Bedroom2

  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Area: 238
  • Dimensions: 14x17

Bedroom4

  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Area: 270
  • Dimensions: 18x15

Features

  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 3,095

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,095
  • Total interior livable area: 3,095 sqft

Living Room

  • Area: 270
  • Dimensions: 15x18

Other

  • Area: 168
  • Dimensions: 12x14

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 260
  • Dimensions: 20x13

Property

Details

  • Parcel number: 065I F 02500 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Patio

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 109 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance $431$5,172
Property Taxes $1,825$21,900
Electricity $251$3,017
Total$6,956$83,472

Income You'd Need if You Spent...

35% on housing$238,491/yr
40% on housing$208,680/yr
45% on housing$185,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$212
Franklin County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$879,900
2024-11-28Listing removed$2,800
2024-10-03Price change$2,800
2024-09-11Listed for rent$2,950
2023-12-22Listing removed--
2023-12-04Price change$2,950
2023-10-30Price change$3,200
2023-08-23Price change$3,250
2023-08-17Listed for rent$3,500
2023-05-17Listing removed--
2023-05-16Listed for rent$3,500

For Sale by Agent

AgentJohn Michael Peck
BrokerageCentury 21 Volunteer Realty

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