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441 Mockingbird Cir, Brandon, MS, 39047

2beds
2baths
1,140sqft
$209,900
$184price/sqft
$1,500/moest. monthly cost
$60,000/yrincome needed

About This Home

Beautiful lakefront 2 bedroom, 2 bath home with water views, tall ceilings, and charming updates throughout! This move-in ready home features an open and airy living area with vaulted ceilings, abundant natural light, laminate wood flooring throughout the main living spaces and bedrooms, and a cozy wood-burning fireplace perfect for relaxing evenings at home. The kitchen and bathrooms feature durable ceramic tile flooring, while fresh interior paint gives the home a bright, updated feel. The roof and gutters are only 3 years old, offering added peace of mind for the next owner. The spacious primary suite includes a private bath with a handicap-accessible full shower designed for comfort and convenience. Step outside to enjoy the covered patio overlooking the nice-sized backyard and peaceful lakefront setting—perfect for entertaining, grilling, or enjoying your morning coffee with a view. Whether you are looking for a starter home, downsizing, investment property, or quiet waterfront retreat, this adorable home offers the perfect blend of comfort, convenience, and lakefront living. Conveniently located near shopping, dining, and local amenities. Schedule your private showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Flowood Elementary SchoolGrades PK-50.9 mi
7/10
8/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Exhaust Fan,Free-Standing Electric Range,Microwave,Refrigerator,Water Heater
  • Laundry features: Inside,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,High Ceilings,High Speed Internet,Laminate Counters,Pantry,Storage,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Blinds,Vinyl
  • Flooring: Tile,Wood
  • Fireplace features: Great Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Property

Details

  • Parcel number: G11i00000301330

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Rain Gutters,None
  • Fencing: Back Yard,Wrought Iron,Fenced
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 6,534 sqft
  • Features: Front Yard,Landscaped,Level,Views

Parking

  • Total spaces: 2
  • Parking features: Attached,Carport,Direct Access,Concrete
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$146$1,752
Property Taxes $101$1,212
Electricity $192$2,304
Total$1,500$18,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,428/yr
40% on housing$45,000/yr
45% on housing$40,000/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 39047$164
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39047$157
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$209,900
2026-05-08Listed for sale$209,900
2023-06-30Sold--
2023-05-17Pending sale$192,900
2023-05-12Listed for sale$192,900

For Sale by Agent

AgentAliscia Oglesbee
BrokerageDream Home Properties

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