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642 Aaron Ct, Rapid City, SD, 57703

5beds
4baths
3,273sqft
$799,000
$244price/sqft
$5,402/moest. monthly cost
$216,080/yrincome needed

About This Home

Over 3,200 finished sq. ft., this 5-bedroom, 3-bath, three-story home sits on a 0.38-acre cul-de-sac lot with incredible views of Rapid City. The main level features a great room with a custom gas fireplace flowing into the dining and kitchen areas, complete with stainless steel appliances (including a gas stove), granite countertops, and a butler’s pantry—perfect for entertaining. Step out onto the deck and take in the views. Upstairs offers three bedrooms, including a primary suite with direct access to the laundry, plus additional storage and a built-in desk space. The finished walkout basement includes two more bedrooms, a full bath, and a spacious family room. Enjoy outdoor living with a backyard fire pit overlooking the city. Additional features include a mudroom with built-ins and a large three-car garage. Conveniently located minutes from I-90, dining, shopping, and just 15 minutes to Ellsworth Air Force Base. Listed by Chris Boorman (605-415-2122) and Lisa Boorman (605-484-2020) with Denali Real Estate Group.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
--
East Middle School - 30Grades 6-81.9 mi
2/10
Central High School - 41Grades 9-122.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Gas Range Oven,Microwave,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom2

  • Area: 120

Bedroom3

  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Area: 165

Features

  • Window features: Window Coverings(Some)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 3,273
  • Total interior livable area: 3,273 sqft

Living Room

  • Area: 240

Master Bedroom

  • Area: 182

Property

Details

  • Parcel number: 2132401053

Features

  • Levels: Three Or More
  • Patio & porch: Open Deck
  • Exterior features: Sprinkler System
  • Has spa: Yes
  • Spa features: Private

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 3
  • Parking features: Three Car,Attached,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance $447$5,364
Property Taxes $665$7,980
Electricity $250$3,000
Total$5,402$64,824

Income You'd Need if You Spent...

35% on housing$185,211/yr
40% on housing$162,060/yr
45% on housing$144,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 57703$191
Pennington County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 57703$228
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$839,000
2023-08-10Listing removed--
2023-07-06Contingent$654,995
2023-06-01Listed for sale$654,995
2023-05-26Contingent$654,995
2023-05-25Price change$654,995
2023-05-12Listed for sale$665,000

For Sale by Agent

AgentLisa Boorman
BrokerageDenali Real Estate Group

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