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13 Hancock St, Shrewsbury, MA, 01545

2beds
1baths
960sqft
$399,900
$417price/sqft
$2,897/moest. monthly cost
$115,880/yrincome needed

About This Home

Charming two-bedroom ranch nestled on a quiet side street in highly desirable Shrewsbury. This well-maintained home features an updated roof, vinyl siding, replacement oil tank, and two outdoor storage sheds for added convenience. The eat-in kitchen comes fully equipped with all appliances, while the spacious backyard and off-street parking add to the home’s appeal.An excellent opportunity for first-time buyers, downsizers, or anyone seeking a condo alternative in a fantastic commuter location. Pond at end of Street.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

9/10
Calvin Coolidge SchoolGrades K-40.6 mi
9/10
Oak Middle SchoolGrades 7-81.1 mi
9/10
Shrewsbury Sr High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Level: First

Living Room

  • Features: Flooring - Hardwood
  • Level: First

Master Bedroom

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: First

Property

Details

  • Parcel number: 1680981
  • Zoning: RB2

Features

  • Exterior features: Rain Gutters,Storage

Lot

  • Lot size: 0.27 Acres
  • Features: Gentle Sloping

Parking

  • Total spaces: 2
  • Parking features: Paved Drive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$105$1,260
Property Taxes $416$4,992
Electricity $354$4,259
Total$2,897$34,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,325/yr
40% on housing$86,910/yr
45% on housing$77,253/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 01545$314
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01545$303
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$399,900
2026-07-26Listed for sale$399,900
2026-07-16Contingent$399,900
2026-06-12Price change$399,900
2026-05-20Listed for sale$410,000

For Sale by Agent

AgentPam Vickers- Cardillo
BrokerageKey One Realty

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