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5776 Knox Lillard Rd, Sanders, KY, 41083

1beds
1baths
560sqft
$155,000
$277price/sqft
$1,181/moest. monthly cost
$47,240/yrincome needed

About This Home

This stunning cottage is equipped with a full septic and brand new lagoon. Everything is new top to bottom. Here you’ll find a couple of poured concrete slabs for your future building needs one is 16x40 with a 14x40 cottage building, double lofted. This stunning cottage has a 6 x 40 covered cedar porch. In the kitchen, you’ll find beautiful dark butcher blocks along with granite countertops. The inside ceiling is fully custom metal done in black. This is an excellent starter home for a single person or a couple! Centrally located 5 minutes from the I71. There is also a 24 hour gas station McDonald’s and Subway. We are also just minutes from Neely family distillery and Belterra casino. We’re about a 15 minute drive from NAS and Nucor. Excellent turkey and deer over 160 inches can be found! Just under 3 acres and recently surveyed! This won’t last long! And as always, please don’t just show up to the property. You must schedule a viewing. There is also already an RV hook up so if you have an RV, the electrical is already ran. This place is so adorable! You can also choose to build a house here as well as the septic is rated for a 3 to 4 bedroom. Breath taking sunsets.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Heating

  • Heating features: Heat pump,Electric

Interior Area

  • Total interior livable area: 560 sqft

Property

Details

  • Parcel number: 6CT02

Features

  • Exterior features: Wood

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 3
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Lightning
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$108$1,296
Property Taxes $136$1,632
Electricity $154$1,850
Total$1,181$14,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,491/yr
40% on housing$35,430/yr
45% on housing$31,493/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 41083$110
Gallatin County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 41083
Gallatin County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-03Listed for sale$155,000
2026-03-08Listing removed--
2025-12-07Listed for sale$165,000
2023-06-21Sold$46,000
2023-05-24Pending sale$60,000
2023-05-04Listed for sale$60,000

For Sale by Owner

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