6453 Bellavia Ln, Panama City, FL, 32404
About This Home
Welcome home to this lightly lived-in gem nestled in the heart of Liberty Phase 2, one of Panama City's most sought-after master-planned communities by D.R. Horton. With only part-time occupancy since purchase, this 3-bedroom, 2-bath home shows like a model and is being sold partially furnished, making it truly move-in ready from day one. Enjoy a premium lot located steps from the community clubhouse, giving you front-row access to everything Liberty has to offer. The home features smart home wiring already in place -- simply connect to the internet and take command of your space with ease. Community Amenities You'll Love: Inside Liberty's impressive 7,500 sq ft amenity center you'll find a full fitness center, wellness rooms, and spaces for community events and private gatherings. Step outside to a true water wonderland; resort-style pool, splash pads, and an outdoor grilling kitchen with seating, perfect for Florida living year-round. The community also features basketball courts, pickleball, two playgrounds, and scenic sidewalks winding through beautifully landscaped grounds with ponds and fountains. Location That Can't Be Beat: Liberty is just ~13 miles from Tyndall Air Force Base, making it an ideal choice for military families and DoD civilians. Shopping, restaurants, and grocery stores are less than 15 minutes away, and the stunning white sand beaches of Panama City Beach are just a short drive down the coast. Whether you're a military family, a savvy investor, or a buyer ready to skip the new-construction wait, this is the one. Schedule your showing today before it's gone!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: ENERGY STAR Qualified Appliances,Electric Oven,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 12 x 7.7
Features
- Smart Thermostat
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,270
- Total interior livable area: 1,270 sqft
Kitchen
- Level: First
- Dimensions: 11.11 x 9.11
Living Room
- Level: First
- Dimensions: 10.6 x 17.7
Master Bedroom
- Level: First
- Dimensions: 11.7 x 12
Property
Details
- Parcel number: 05903150074
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Patio
- Exterior features: Patio
Lot
- Lot size: 8,276 sqft
- Features: Paved
- Lot size dimensions: 65 x 125
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,375 | $16,500 |
| Home Insurance * | $277 | $3,324 |
| Property Taxes | $133 | $1,596 |
| Electricity | $197 | $2,366 |
| Total | $1,982 | $23,784 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Listed for sale | $272,000 |
| 2023-12-28 | Sold | $265,000 |
| 2023-12-12 | Pending sale | $264,925 |
| 2023-12-07 | Price change | $264,925 |
| 2023-12-06 | Price change | $289,925 |
| 2023-11-02 | Price change | $279,900 |
| 2023-10-02 | Price change | $286,925 |
| 2023-09-06 | Pending sale | $271,925 |
| 2023-08-22 | Price change | $271,925 |
| 2023-08-11 | Price change | $269,900 |
| 2023-08-01 | Price change | $280,900 |
| 2023-07-06 | Price change | $265,900 |
| 2023-06-06 | Price change | $280,900 |
| 2023-05-04 | Listed for sale | $279,900 |
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