13020 Fenton St, Fenton, MI, 48430
About This Home
Enjoy your private lakefront lot including a dock. The spacious area makes the perfect setting for lakeside entertaining and relaxation. The cottage was renovated in 2025, including updated electrical, blending modern improvements with classic lake charm. A bright sunroom and entry area overlook the water and flow seamlessly into the open-concept living, dining, and kitchen areas—perfect for gatherings. The spacious kitchen includes a new stove and a refrigerator. Electric baseboard heat provides comfort on cooler days, or enjoy the natural wood-burning fireplace for added warmth and ambiance. Upstairs, the primary bedroom faces the lake and offers direct access to a private upper deck—an ideal place to relax and take in the views. The home features a full bath upstairs and a convenient half bath on the main level. Additional highlights include a rear deck for outdoor cooking and entertaining, plus two storage sheds for all your lake gear. Island property accessible by boat only—offering privacy, tranquility, and a true up-north feel right on Lake Fenton. The sale of this property comes with 2 parcels. 13020 Fenton St parcel # 06-11-576-042 and lakefront parcel on Holly St parcel number 06-11-576-046. Both parcels are larger than most Island lots and the waterfront parcel butts up to the lake. This is the place where your own private dock is. Once all property owners of the waterfront parcels are finished with new grading, you can plant grass seed and it will have a park like feel to it.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Crawl Space
- Roof: Asphalt
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free Standing Electric Range,Free Standing Refrigerator,Self Cleaning Oven
Bedroom
- Level: Second
- Area: 80
- Dimensions: 10 X 8
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 1,025
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Ceiling Fans,Wall Units
Interior Area
- Total interior livable area: 1,025 sqft
Kitchen
- Level: Entry
- Area: 240
- Dimensions: 20 X 12
Living Room
- Level: Entry
- Area: 160
- Dimensions: 20 X 8
Other
- Level: Second
- Area: 35
- Dimensions: 7 X 5
Other
- Level: Entry
Other
- Level: Entry
- Area: 240
- Dimensions: 30 X 8
Primary Bedroom
- Level: Second
- Area: 126
- Dimensions: 14 X 9
Property
Details
- Parcel number: 0611576042
- Special condition: Short Sale No,Standard
- Exclusions: Exclusion(s) Do Not Exist
Features
- Levels: Two
- Stories: 2
- Entry location: GroundLevel
- Pool features: None
- Exterior features: Balcony,Lighting
- On waterfront: Yes
- Waterfront features: All Sports Lake,Dock Facilities,Private Water Frontage
- Waterbody name: LAKE FENTON
Lot
- Lot size: 2,613 sqft
- Lot size dimensions: 45 x 60
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Genesee County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $338 | $4,056 |
| Electricity | $188 | $2,259 |
| Total | $2,319 | $27,828 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $369,900 |
| 2026-04-15 | Listed for sale | $384,900 |
| 2012-05-29 | Sold | $85,000 |
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