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1564 Big Ben Rd, Ellijay, GA, 30540

2beds
1baths
672sqft
$389,900
$580price/sqft
$2,797/moest. monthly cost
$111,880/yrincome needed

About This Home

Ellijay Mountain Retreat ~ Welcome to this charming, fully furnished, 2BR/1BA cabin nestled in the heart of the North Georgia Mountains, offered fully furnished and turnkey for effortless enjoyment or immediate rental income. This inviting getaway features a proven short-term rental history with Super Host & Preferred Guest status, making it an excellent opportunity for both investors and those seeking a personal mountain escape. Ideally located near hiking and biking trails, award-winning wineries, and the shops and dining of Ellijay, this cabin blends rustic charm with comfort and convenience. Whether you're looking for a peaceful retreat or an income-producing property, this cabin offers character, location, and proven performance from day one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Ellijay Elementary SchoolGrades PK-57.6 mi
7/10
Clear Creek Middle SchoolGrades 6-813.1 mi
7/10
Gilmer High SchoolGrades 9-129.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Metal
  • Construction materials: Frame,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Cabin
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Oven,Microwave,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,None,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Wood,See Remarks,Eat-in Kitchen
  • Window features: Insulated Windows
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3091C 021

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered,See Remarks
  • Has view: Yes
  • View description: Mountain(s),Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Community
  • Frontage type: Road,Lakefront
  • Topography of land: Sloping,Rolling,See Remarks

Lot

  • Lot size: 1.81 Acres

Parking

  • Parking features: Driveway,See Remarks,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Landslide
Strong Wind
Hail
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$163$1,956
Property Taxes $444$5,328
Electricity $219$2,637
Total$2,797$33,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,897/yr
40% on housing$83,910/yr
45% on housing$74,586/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 30540$210
Gilmer County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 30540
Gilmer County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$399,500
2026-02-23Listed for sale$405,000
2023-06-29Sold$377,500
2023-05-31Pending sale$385,000
2023-05-20Listed for sale$385,000
2022-05-17Sold$405,000
2022-02-28Pending sale$325,000
2022-02-24Listed for sale$325,000
2005-10-14Sold$136,500
2005-06-28Sold$101,000

For Sale by Agent

AgentKelly Payne
BrokerageREMAX Town & Country - Ellijay

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