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34 Bay View Ter, Geneva, NY, 14456

2beds
2baths
1,242sqft
$379,000
$305price/sqft
$2,911/moest. monthly cost
$116,440/yrincome needed

About This Home

Open concept one level living in Bay View! Covered front entry, kitchen features island and step-in pantry. Sliding glass door in dining room leads to backyard on an easy to maintain .33 acre lot. Primary suite with spacious walk-in closet and roomy ensuite with 60" vanity and walk-in shower. Gas forced air high efficiency furnace, programmable thermostat, vinyl tip-in windows. Attached 2 car garage with lighting, outlets, 2 windows and service door. Municipal water & sewer; fiber optic internet connection. Neighborhood features sidewalks, ponds, a park and glimpses of Seneca Lake. Close to stores, healthcare, lake access, Colleges, golf, wineries and more! Range, dishwasher, refrigerator, microwave, washer/dryer, landscaping, mailbox and fresh paint throughout make this ready to move in now!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Geneva Middle SchoolGrades 6-83.8 mi
5/10
Geneva High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Block
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Patio Home,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Gas Cooktop,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Entrance Foyer,Kitchen Island,Kitchen/Family Room Combo,Living/Dining Room,Pantry,Sliding Glass Door(s),Main Level Primary,Primary Suite,Programmable Thermostat
  • Door features: Sliding Doors
  • Flooring: Carpet,Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,242
  • Total interior livable area: 1,242 sqft

Property

Details

  • Parcel number: 3230001330110004076000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.33 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 108 x 168

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$153$1,836
Property Taxes $596$7,152
Electricity $246$2,954
Total$2,911$34,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,805/yr
40% on housing$87,330/yr
45% on housing$77,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 14456$134
Ontario County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 14456$149
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$379,000
2026-05-19Listed for sale$389,000
2025-06-19Listing removed$365,000
2025-01-13Listed for sale$365,000
2024-09-30Listing removed$359,900
2023-11-17Listed for sale$359,900
2023-11-15Listing removed--
2023-07-25Listed for sale$359,900
2023-06-23Listing removed--
2023-03-31Listed for sale$359,900

For Sale by Agent

AgentDerek Greene
BrokerageThe Greene Realty Group

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