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6918 Floyds Ridge Ct, Crestwood, KY, 40014

4beds
4baths
3,264sqft
$775,000
$237price/sqft
$5,052/moest. monthly cost
$202,080/yrincome needed

About This Home

Welcome to this stunning 2-year-young Elite Home Builders Washington floor plan offering over 3,200 finished square feet, plus an unfinished walkout basement ready for future expansion. Nestled on a quiet cul-de-sac, this 4-bedroom, 4-bath home combines luxury, functionality, and an exceptional location just minutes from the highly sought-after Oldham County School District. The dramatic two-story entry and soaring great room create an impressive first impression, while engineered hardwood flooring flows throughout the main living areas. The spacious first-floor primary suite features custom cabinetry in the walk-in closets and a spa-like bath with walk in shower and water closet. A dedicated first-floor office offers flexibility and could easily be converted into a mother-in-law suite with access to a full bath. The gourmet kitchen is designed for entertaining with quartz countertops, a large center island, gas range, and an adjoining butler's pantry. Storage is abundant throughout the home with numerous closets and thoughtfully designed spaces. Step outside to enjoy the totally private rear yard where wildlife sightings are common, creating a peaceful retreat rarely found in newer construction. The walkout basement provides endless possibilities for additional living space, recreation, or storage. With four full bathrooms, expansive living areas, exceptional privacy, and convenient access to Oldham County amenities, this home offers the perfect combination of luxury, space, and location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
South Oldham High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,264

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,264
  • Total interior livable area: 3,264 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Office

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 3401A0130

Features

  • Stories: 2

Lot

  • Lot size: 0.31 Acres
  • Features: Cul-De-Sac,Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$283$3,396
Property Taxes $594$7,128
Electricity $257$3,093
Total$5,052$60,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,211/yr
40% on housing$151,560/yr
45% on housing$134,720/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 40014$221
Oldham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 40014$193
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$775,000
2026-07-09Price change$775,000
2026-06-03Listed for sale$799,900
2024-04-28Listing removed--
2024-04-25Price change$565,900
2024-01-22Listed for sale$560,900
2023-12-06Listing removed--
2023-09-20Price change$519,900
2023-08-13Price change$523,900
2023-07-15Price change$520,900
2023-06-26Price change$583,900
2023-06-24Price change$553,900
2023-05-26Price change$548,900
2023-05-15Listed for sale--

For Sale by Agent

AgentMatthew Hoagland
BrokerageRE/MAX Premier Properties

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