




345 Elk Dr, Fate, TX, 75189
About This Home
Over $60K+ in high-end designer upgrades have transformed this property into a clean, modern, luxury living experience. From the moment you walk in, you feel the difference—white oak hardwood flooring runs throughout the entire home, replacing all carpet, paired with a fully repainted interior in a crisp, timeless white palette. The staircase has been elevated into a statement piece with custom LED motion lighting, while five thoughtfully designed accent walls add depth and character across the main living areas, including the great room, staircase, and media space. The kitchen has been completely reimagined with custom-painted cabinetry inside and out, upgraded with premium Jeffrey Alexander hardware, and anchored by high-end GE Café appliances, including a matching white refrigerator—blending function with a refined, cohesive aesthetic. Bathrooms have been taken to the next level with two fully remodeled spaces featuring marble and porcelain finishes, custom glass-enclosed showers, upgraded hardware, and LED-lit vanity mirrors that deliver a true spa-like feel. Every detail was considered—brand new designer light fixtures, custom chandeliers, and high-end Ferguson ceiling fans have been installed throughout the entire home, creating a consistent elevated finish from room to room. To complete the experience, custom roller shades have been installed throughout, with blackout options in bedrooms and light-filtering shades in main living areas for both comfort and privacy.
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave,Tankless Water Heater,Vented Exhaust Fan
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Family Room
- Features: Fireplace
- Level: First
- Dimensions: 19 x 15
Features
- Decorative/Designer Lighting Fixtures,High Speed Internet,Open Floorplan,Cable TV,Vaulted Ceiling(s)
- Flooring: Carpet,Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas Log,Gas Starter,Stone
- Fireplace: Yes
Game Room
- Level: Second
- Dimensions: 20 x 15
Heating & Cooling
- Heating features: Central,Fireplace(s),Zoned
- Cooling features: Central Air,Ceiling Fan(s),Electric,Zoned
Interior Area
- Total interior livable area: 3,141 sqft
Kitchen
- Features: Kitchen Island,Solid Surface Counters,Walk-In Pantry
- Level: First
- Dimensions: 15 x 10
Living Room
- Level: First
- Dimensions: 10 x 10
Master Bedroom
- Features: Dual Sinks,Double Vanity,En Suite Bathroom,Garden Tub/Roman Tub,Sitting Area in Primary,Separate Shower,Walk-In Closet(s)
- Level: First
- Dimensions: 17 x 15
Media Room
- Level: Second
- Dimensions: 17 x 15
Other
- Level: First
- Dimensions: 12 x 10
Property
Details
- Parcel number: 000000118320
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered
- Exterior features: Rain Gutters
- Fencing: Wood
Lot
- Lot size: 8,276 sqft
- Features: Back Yard,Lawn,Landscaped,Subdivision,Sprinkler System
- Lot size dimensions: 60 x 138
Parking
- Total spaces: 2
- Parking features: Door-Multi,Garage Faces Front,Garage,Garage Door Opener,Kitchen Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
- Cold Wave
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,231 | $38,772 |
| Home Insurance * | $411 | $4,932 |
| Property Taxes | $664 | $7,968 |
| Electricity | $344 | $4,138 |
| Total | $4,650 | $55,800 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $629,000 |
| 2026-07-03 | Price change | $639,000 |
| 2026-05-29 | Listed for sale | $649,000 |
| 2026-04-09 | Listing removed | $695,000 |
| 2026-03-24 | Listed for sale | $695,000 |
| 2024-07-17 | Sold | -- |
| 2024-06-14 | Pending sale | $618,568 |
| 2024-06-05 | Price change | $618,568 |
| 2024-03-20 | Price change | $624,568 |
| 2023-11-02 | Price change | $631,589 |
| 2023-09-07 | Price change | $636,589 |
| 2023-06-21 | Price change | $646,589 |
| 2023-05-02 | Listed for sale | $667,589 |
For Sale by Agent
