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3432 NE 120th Circle, Vancouver, WA, 98686

2beds
2baths
932sqft
$380,000
$408price/sqft
$2,391/moest. monthly cost
$95,640/yrincome needed

About This Home

Welcome to this beautifully maintained 2023-built home in the desirable Salmon Creek area! Thoughtfully designed for easy living, this 2-bedroom, 2-bath home offers 932 sq ft of comfortable, modern space with a bright, open feel. The well-appointed kitchen flows seamlessly into the living area, creating an inviting space for everyday living and entertaining. The primary suite provides a peaceful retreat, while the second bedroom offers flexibility for guests, an office, or hobbies. Enjoy the convenience of a heat pump, attached garage, driveway parking, and low-maintenance living. Outside, the level, wooded setting provides a pleasant territorial outlook, while sidewalks and a paved street add neighborhood appeal. Built in 2023 with a poured concrete foundation and composition roof, this home offers the peace of mind of newer construction without the wait. Conveniently located near Salmon Creek amenities, with easy access to shopping, dining, and major routes. An excellent opportunity for comfortable, contemporary living!

Getting Around

5
WalkingCar-Dependent
19
TransitMinimal Transit
17
BikeSomewhat Bikeable

Schools

2/10
Gaiser Middle SchoolGrades 6-81.0 mi
6/10
Skyview High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 932
  • Total interior livable area: 932 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 986059447
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Wooded

Lot

  • Lot size: 3,515 sqft
  • Features: Curbs,Paved,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$78$936
Property Taxes $243$2,916
Electricity $149$1,793
Total$2,391$28,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,977/yr
40% on housing$71,730/yr
45% on housing$63,760/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 98686$253
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98686$319
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$380,000
2023-12-26Sold$450,900
2023-12-12Pending sale$450,900
2023-12-08Listed for sale$450,900

Pre-Foreclosure - For Sale by Agent

AgentBerklee Olson
BrokerageeXp Realty

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