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6332 River House Dr, Panama City Beach, FL, 32413

4beds
3baths
2,616sqft
$1,195,000
$457price/sqft
$8,292/moest. monthly cost
$331,680/yrincome needed

About This Home

Lot is cleared and plans are approved on this 4-bedroom (or 3-bedroom with an office) 3- full bath home that will include an elevator. Stillwater Homes Coastal Construction will be building this beautiful home in the gated, waterfront community of RiverCamps on Crooked Creek. Buyer may be able to make personal selections dependent on stage of construction and builders' allowances. Notable features of this home will be the side-by-side Thermador fridge/freezer, Thermador gas top stove with electric oven. A walk-in pantry. Quartz countertops. The open floor plan will be highlighted by the soaring 10'x10' cupola. A screened in porch that will run the length of the back of the home (60 feet long and 647 sq ft!). An elevator from the ground floor to the main floor's foyer for ease of access. 10 ft ceilings throughout. Builder even has a model home available to be viewed to showcase finished plan. Beneath the home you will have a 2-car garage with 738 sq ft plus two large storage areas, one is 986 sq ft and the other is 371 sq ft, that would make an amazing shop and/or storage for all of your toys. Home will be situated on a .8-acre lot and backs to the salt marshes with a creek view. The newly completed pool and pavilion is less than 1/2 mile away. RiverCamps is a gated, outdoor enthusiasts dream. 1500 acres with 1000 acres committed to conservation and the remaining 500 acres will have less than 450 homesites. This golf cart friendly community has over 7 miles of connected trails and boardwalks, is bordered by Crooked Creek, West Bay and the Intracoastal Waterway. Owners enjoy onsite dry boat storage, a community boat ramp that has direct access to West Bay and the Gulf with a short 30-minute boat ride. Day use boat slips, a 600 ft pier, campsite on the creek with adult tent and kid tent and a bath house. There is also a basketball court and 2 pickleball courts. RiverCamps is conveniently located 10 minutes from the NW Florida Beaches International Airport, 10 miles from Pier Park and the famous white sandy beaches, 5 miles to the new hospital/medical plaza and 2 miles from the recently announced 500,000 sq ft retail development that will include Publix Grocery.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
7/10
Surfside Middle SchoolGrades 6-86.3 mi
4/10
J.R. Arnold High SchoolGrades 9-125.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Tankless Water Heater

Bedroom

  • Dimensions: 15 x 12

Bedroom

  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: Electric
  • Fireplace: Yes

Great Room

  • Dimensions: 26.11 x 16.6

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,616
  • Total interior livable area: 2,616 sqft

Kitchen

  • Dimensions: 25.7 x 15

Master Bedroom

  • Dimensions: 16.8 x 14.8

Office

  • Dimensions: 13.6 x 8.5

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 32611622000
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Pool features: Community
  • Patio & porch: Deck,Patio,Porch,Screened
  • Exterior features: Boat Slip,Boat Ramp,Covered Patio,Dock,Patio,Porch
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip

Lot

  • Lot size: 0.80 Acres
  • Features: Paved
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$1,400$16,800
Property Taxes $587$7,044
Electricity $263$3,159
Total$8,292$99,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$284,297/yr
40% on housing$248,760/yr
45% on housing$221,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 32413$286
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32413$311
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-24Listed for sale$1,195,000
2024-06-14Listing removed--
2024-06-05Price change$197,999
2024-05-29Price change$204,999
2024-05-22Price change$214,999
2024-05-15Price change$224,999
2024-05-08Price change$229,999
2024-05-01Price change$234,999
2024-04-16Listed for sale$239,999
2021-06-07Sold$97,000

New Construction

AgentKammy Landavazo
BrokerageBerkshire Hathaway HomeServices Beach Properties of Florida

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