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672 Peninsula Way, Houston, AL, 35572

5beds
3.5baths
3,438sqft
$1,599,000
$465price/sqft
$9,813/moest. monthly cost
$392,520/yrincome needed

About This Home

Smith Lake (Main Sipsey) An impressive lake home on a perfect lot! Located in the desirable gated community of The Peninsula. This property is stunning with landscaping and views views views! Home features two levels of living with secondary living area and kitchenette in the lower level. Plenty of outdoor entertaining space that includes a lakeside fire pit area. Imagine your own sandy beach in a secluded cove, located just off of the Sipsey/Brushy fork with low boat traffic. A perfect area for all age groups and pets. Dock has both open and covered sitting areas, boat lift, pwc port, full electrical and lighting, fish lights, ceiling fan, and a music system etc. The Peninsula offers a gated entry, paved roads, fishing pond and private boat ramp. The home is located on a quite cul-de-sac with a large driveway offering adequate parking for family and friends. A 30 foot deep oversized garage has plenty of room for large SUVs and trucks and provides a large attic area for storage Convenient under deck storage for yard equipment. Well maintained and immaculate in every way. Call now!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
Addison Elementary SchoolGrades PK-610.3 mi
7/10
Addison High SchoolGrades 7-1210.3 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Frame,Masonry,Drywall,Wood Walls

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3.5

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,438
  • Total interior livable area: 3,438 sqft

Property

Details

  • Parcel number: 67 12 05 22 0 200 008.004
  • Zoning: No Zoning

Features

  • Stories: 2
  • Patio & porch: Covered,Covered Patio,Patio
  • On waterfront: Yes
  • Waterfront features: Lake Front,Boat Lift,PWC Lift/Float,Swim Platform,Waterfront Features: Characteristics(Gentle)
  • Waterbody name: Main Channel
  • Frontage length: Waterfront Footage(150+/-)

Lot

  • Lot size: 0.71 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Heat Wave
Landslide

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$1,065$12,780
Property Taxes $279$3,348
Electricity $384$4,616
Total$9,813$117,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$336,445/yr
40% on housing$294,390/yr
45% on housing$261,680/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$465This listing

vs Other Active Listings

Avg $/sqft

ZIP 35572$184
Winston County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 35572
Winston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$1,690,000
2023-09-04Listing removed--
2023-04-27Listing removed$1,650,000
2023-04-26Listed for sale$1,650,000

For Sale by Agent

AgentJustin Dyar
BrokerageLake Homes Realty

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