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108 Jack Little Dr #B-8, Ruidoso, NM, 88345

4beds
4baths
2,556sqft
$389,000
$152price/sqft
$2,540/moest. monthly cost
$101,600/yrincome needed

About This Home

Spacious, updated condo in the heart of Ruidoso designed for gathering and relaxation, offering expansive living areas that comfortably spread out large groups--perfect for both kids and adults. Enjoy multiple outdoor spaces with front and rear decks ideal for morning coffee, afternoon shade, or evening sunsets, many with views of Sierra Blanca. Stylish modern mountain updates throughout and sold furnished for true turn-key convenience. Centrally located near The Links golf course, dining, shopping, and outdoor recreation. Buyers receive a complimentary one-year home warranty of their choice.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
6/10
Ruidoso Middle SchoolGrades 6-80.8 mi
4/10
Ruidoso High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1981

Materials

  • Roof: Metal,Pitched
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Mountain
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Refrigerator,Stainless Steel Appliance(s),Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Open Floorplan
  • Flooring: Laminate,Vinyl,Wood
  • Fireplace features: Raised Hearth,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,556 sqft

Property

Details

  • Zoning: R3
  • Special condition: Standard
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Other
  • Patio & porch: Rear Porch,Covered,Enclosed,Front Porch,Balcony
  • Exterior features: Balcony,Lighting,Rain Gutters
  • Fencing: Front Yard
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 871.20 sqft
  • Features: Near Golf Course,Gentle Sloping,Views

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$218$2,616
Property Taxes $175$2,100
Electricity $181$2,180
Total$2,540$30,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,085/yr
40% on housing$76,200/yr
45% on housing$67,733/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 88345$164
Lincoln County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 88345$266
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$409,000
2026-01-06Listing removed$490,000
2025-10-15Price change$490,000
2025-07-21Listed for sale$546,900
2023-08-14Listing removed--
2023-07-20Listed for sale$430,000

For Sale by Agent

AgentGavin Bigger
BrokerageBetter Homes & Gardens Real Estate - Steinborn & Associates

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