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18501 Spotted Eagle Way, Elgin, TX, 78621

5beds
4baths
2,891sqft
$375,000
$130price/sqft
$2,595/moest. monthly cost
$103,800/yrincome needed

About This Home

This lovely, two-story home boasts an open floor plan with 9-ft. first-floor ceilings and an expansive great room. Hone your culinary skills in the modern kitchen, which features Woodmont® flat-panel 42-in. upper cabinets in White, Silestone® countertops in Desert Silver and tile backsplash. A downstairs bedroom with full bath downstairs is perfect for overnight guests. Upstairs, a loft provides space for a study or workout area. The primary suite offers a walk-in closet and connecting bath that showcases a dual-sink vanity and shower with tile surround. Finishing touches include plush carpeting at loft and bedrooms, tile flooring at kitchen, great room and baths, Sherwin-Williams® zero-VOC interior paint, cordless blinds and an ecobee3 lite smart thermostat. Entertain family and friends on the covered back patio.Current time frames before closing may be longer than originally anticipated. See sales counselor for approximate timing required for move-in ready homes.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Elgin IntGrades 5-62.4 mi
3/10
Elgin Middle SchoolGrades 7-81.6 mi
2/10
Elgin High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • None
  • Window features: None
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 2,891 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 06500804050000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 8,646 sqft
  • Features: None

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$229$2,748
Property Taxes $153$1,836
Electricity $317$3,809
Total$2,595$31,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,971/yr
40% on housing$77,850/yr
45% on housing$69,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 78621$196
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78621$169
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$360,000
2026-05-09Price change$375,000
2026-05-05Price change$390,000
2026-04-24Price change$399,000
2026-02-11Listed for sale$422,000
2023-04-26Listing removed--
2023-04-25Listed for sale$412,249

For Sale by Agent

AgentSRAVANTH POREDDY
BrokerageAll City Real Estate Ltd. Co

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