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3533 3rd Ave, San Diego, CA, 92103

3beds
4baths
2,257sqft
$1,569,800
$696price/sqft
$9,509/moest. monthly cost
$380,360/yrincome needed

About This Home

Modern luxury meets everyday livability in this 3-bed, 3.5-bath, 2,257 sq ft residence, perfectly placed on a tranquil, tree-lined street in the heart of Bankers Hill—one of San Diego’s most vibrant and sought-after neighborhoods. This contemporary multi-level home lives like a sleek urban townhome, blending upscale design, lock-and-leave convenience, and an effortless indoor/outdoor lifestyle just minutes from Balboa Park, Hillcrest, Downtown, and the bay. Located on the second floor, the chef-inspired kitchen features high-end stainless steel appliances, an oversized island, Lutron lighting, and elegant finishes, creating the perfect hub for cooking, entertaining, and casual everyday living. The kitchen flows seamlessly into the open living room, powder room, and balcony, while newer flooring, oversized windows, and abundant natural light enhance the home’s warm, modern aesthetic. A disappearing living room slider opens fully into the wall, transforming the balcony and great room into a single indoor/outdoor space ideal for morning coffee, evening cocktails, or catching the coastal breeze. The 3rd level offers two generous bedrooms, each with a walk-in closet and its own en-suite bathroom, plus excellent hallway storage—perfect for guests, family, or a dedicated home office. The entire 4th floor is a true primary sanctuary, featuring his-and-hers closets, a dedicated vanity area, a spacious spa-like bathroom, and a private balcony with city views. Everyday conveniences include in-unit laundry, central A/C & heat, and a direct-access private two-car garage w/ EV Charging. This property delivers a rare blend of style, comfort, and practicality in one of San Diego’s most desirable urban neighborhoods. Properties like these just don't come up very often.

Getting Around

93
WalkingWalker's Paradise
51
TransitGood Transit
68
BikeBikeable

Schools

7/10
6/10
San Diego High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Rolled/Hot Mop
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Gas Oven,Gas Stove,Built-In
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,257
  • Total interior livable area: 2,257 sqft

Property

Details

  • Parcel number: 4524023202
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 4 Story
  • Stories: 4
  • Pool features: N/K
  • Fencing: Partial,Excellent Condition

Parking

  • Total spaces: 2
  • Parking features: Attached,Gated,Direct Garage Access,Garage - Two Door,Garage Door Opener,EV Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,937$95,244
Home Insurance *$213$2,556
Property Taxes $876$10,512
Electricity $483$5,807
Total$9,509$114,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$326,022/yr
40% on housing$285,270/yr
45% on housing$253,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$696This listing

vs Other Active Listings

Avg $/sqft

ZIP 92103$735
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92103$928
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$1,539,900
2026-07-23Price change$1,569,800
2026-07-06Price change$1,574,900
2026-06-19Listed for sale$1,599,000
2026-05-06Listing removed$1,349,000
2025-08-27Listing removed$6,200
2025-07-25Price change$6,200
2025-07-08Price change$6,700
2025-06-20Listed for rent$7,000
2023-08-03Listing removed--
2023-04-27Pending sale$1,349,000
2023-04-20Listed for sale$1,349,000

For Sale by Agent

AgentRyan Prazen
BrokerageGood Life Property Management

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